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01 June 2018

Insurance for the Construction Industry

Among the numerous companies and businesses having a need for sufficient insurance coverage, the construction market faces hazardous and high-risk conditions that call for the right coverage to fully shield companies from the possible risk of accidents, property damage and legal actions. Developers, builders and contractors need commercial construction insurance tailored to their own specific...
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04 May 2018

WC News: Giant California Workers Compensation Fraud Ring Exposed

According to Business Insurance.Com, a large group of California doctors, pharmacists and business owners will be facing insurance fraud charges resulting from a $40 million fraudulent workers comp medical billing and kickback scheme that was uncovered by federal, state and local insurance regulators. The nefarious scheme that siphons off millions of dollars from insurers was...
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06 April 2018

Workers Comp Checklist for New Contractors

Getting into the contracting business can be a great experience, especially when you consider the freedom you’ll have over your schedule and even the customers you decide to take on. In most states, however, there is very little freedom when it comes to the types of insurance you must have in order to be licensed....
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02 March 2018

What to Do if Your Contracting Business is Being Sued

Recently, a general contractor (GC) in Texas was suing one of its subcontractors for $27 million because of project delays. As reported by Construction Dive, the GC was alleging the subcontractor’s actions caused construction on a $350 million hotel project to fall behind schedule. Missed deadlines are a typical dilemma in the construction world. That’s...
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05 January 2018

4 Common Mistakes that Can Drive-Up Your Workers Comp Rates

Most contractors fall victim to the concept that they have got no power over their workers’ compensation rates. Although it’s accurate that workers compensation coverage is typically a mandated coverage in most jurisdictions, that doesn’t mean an employer who demonstrates proper control and obtains a practical insight into the premium producing elements of workers compensation...
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01 December 2017

I’m a Subcontractor – Do I Need Insurance?

Operating as a subcontractor undoubtedly has its advantages; you get to pick who you want to work for, you have better control over the hours you operate and to a differing degree you are allowed to be your own boss. From a business owner’s and from a subcontractor’s standpoint, there are many risks involved. Establishing...
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03 November 2017

Inland Marine Insurance or Builders Risk?

There are numerous different insurance policies to pick from when you’re developing the insurance protection that’s ideal for your construction contractors business. Builders risk and inland marine are both essential insurance policies for contractors and subcontractors to think about, but they overlap in one primary area: each provides you with insurance coverage for your tools...
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06 October 2017

General Liability Exclusions

Most contractors understand that in many states there are specific licensing requirements that must be fulfilled to get that coveted license that will allow you to compete legally in your specific industry. One of those requirements is generally going to be General Liability (GL) insurance. This coverage is required not to protect you and your...
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01 September 2017

Construction Defect Lawsuits

Construction defects are problem areas in a building that are the consequences of errors made in either designing or craftsmanship. For example, defects are often revealed in the construction documentation, like a mistake in the architect’s drawings. But they can also be the outcome of a building contractor failing to conform to the construction documents...
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