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Cabinetry contractors’ insurance protects against the financial risks of day-to-day business operations.
Cabinetry contractors perform a wide range of tasks, including cutting, shaping, assembling, and bonding wood or other materials to create functional surfaces. Their work also includes constructing and installing cabinets, cases, sashes, doors, trims, non-bearing partitions, and other finish carpentry items. Because the installation involves mounting cabinets, heavy lifting, and using dangerous power tools, there is a significant risk of bodily injury and property damage.
A comprehensive commercial insurance package will safeguard your business from third-party actions in the event of an unforeseen claim. Our dedicated insurance specialists are ready to help cabinetry contractors find affordable coverage solutions tailored to their needs. Ensure your business’s future stability by securing the right insurance today. Don’t wait until it’s too late—contact us now for a free quote.
Cabinetry contractors’ general liability will be the foundation of protection for your cabinetry contractor’s business. The coverage will respond if you or your employees are liable for bodily injury or property damage or have a products/completed operations complaint.
It provides defense costs against lawsuits brought by a third party.
Many states may require cabinetry contractors to provide cabinet installers workers’ compensation insurance for their employees before they can begin a project. Accidents at the job site can result in a worker becoming injured and missing work.
Your finish carpenter workers’ compensation policy will provide financial benefits for medical expenses and lost wages.
Most states require you to be licensed before you can commence operations. Various job owners or state regulators may require a cabinetry contractors’ surety bond before being allowed to bid on a project.
Typically, cabinetry contractors will have light and heavy work trucks requiring a cabinet installers’ commercial auto policy to ensure their vehicles can be repaired or replaced in case of an accident, vandalism, or theft.
Also known as a cabinet installers tool and equipment policy, finish carpenters inland marine insurance will reimburse expenses to repair or replace tools and equipment. Your tools are essential to your livelihood, so we encourage carpentry contractors to consider this valuable coverage.