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Engineers Insurance

Dig into a rate reduction in your insurance budget!
Just a couple minutes can save you up to 65% or more with the nation’s top contractors’ insurance programs –

Coverage for General Engineering Contractors

Our specialty programs offer a range of affordable insurance options for General Engineering Contractors, protecting against the significant risks encountered during daily construction operations -

Why do I need Contractors Insurance?

Contractors’ insurance protects against the financial risks present at all stages of business operations.

A general engineering contractor’s operations involve planning, coordinating, and managing large-scale construction projects, including excavation, grading, road construction, bridge building, and other heavy civil construction projects. They ensure that the work meets safety and quality standards and complies with all applicable laws and regulations, in addition to supervising and coordinating the work of architects, engineers, subcontractors, and other professionals involved in the project.

General engineers face significant risks, such as accidents, injuries, damage to property, equipment, or materials, and project delays or cost overruns.

Comprehensive insurance coverage, including general liability, workers’ compensation, and professional liability insurance, is crucial to mitigate these risks.

Our Recommended Products

General Liability

The cornerstone of a complete insurance protection package is anchored on the general engineering contractors’ liability coverage.

Before starting business operations, several state licensing boards require that general engineers carry contractors’ liability insurance.

General engineering contractors who are conscious of the ever-present hazards at a worksite understand the importance of securing insurance coverage that encompasses bodily injury liability, property damage liability, defense costs, and products-completed operations.

General engineers’ contractor liability insurance provides this critical safeguard.

Workers' Comp

A general engineers’ workers’ compensation policy covers your employees in the event of job-related injuries or occupational illnesses.

General engineering contractor workers’ comp insurance provides essential coverage for medical bills, lost wages, and funeral expenses.

Employers who do not maintain uninterrupted workers’ compensation coverage for general engineers may face steep fines and penalties imposed by most states.

Surety Bonds

A general engineering contractor bond is a protection product that ensures compliance with contractual obligations stated in your bid and guarantees payment to subcontractors and vendors upon project completion.

Before commencing business operations, most states require a general engineers’ surety bond.

Commercial Auto

General engineering contractors’ commercial auto insurance offers protection against various risks, such as property damage, bodily injury, comprehensive loss, collision loss, and more.

General engineers’ commercial auto coverage protects your vehicles if the contracting business or a covered driver is found liable for an at-fault accident, theft, or damage caused by an accident or vandalism.

A general engineering contractors’ commercial auto insurance policy can offer a combined single limit of up to $1 million, including coverage for hired and non-owned autos, with no limits on the number of drivers or vehicles covered.

Additionally, the policy can provide coverage options unavailable on a standard personal auto insurance policy.

Inland Marine

A general engineering contractors’ tool and equipment insurance policy offers reimbursement to your business for typical hazards, including theft, wind, hail, fire, water, and other damages that may occur while transporting equipment, tools, or materials.

General engineering contractor’s inland marine insurance covers all types of property and assets, such as business products, equipment, and tools that may be located at a job site, in transit, or stored at an off-site location, against a wide range of risks.


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