Roofing Contractors Insurance
As one of the most dangerous trades in the construction industry, our Contractors' Specialty Programs provide Roofers with the necessary protection against workplace injury or business claims -
Why do I need Contractors Insurance?
Contractors’ insurance protects against the financial risks present at all stages of business operations.
Roofing Contractors specialize in the installation or repairs of rooftops on building structures. Roofers rarely work at ground level and are routinely exposed to hazardous materials and equipment. Injured workers, property damage, and stolen or damaged equipment can leave inadequately covered business owners in financial ruin. Due to the intense nature of this trade, we recommend a formidable package of protection for when unexpected incidents arise.
Our roofing contractor’s insurance programs shield vulnerable businesses from claims due to bodily injury and property damage.
Our Recommended Products
General Liability
General Liability
A general liability policy is the cornerstone of a roofing contractor’s insurance portfolio.
With accidents typically beyond a roofer’s control, it makes financial sense to have a roofing contractors’ general liability policy in place.
This valuable coverage will provide peace of mind knowing that your legal expenses or claims will be covered when you need it most.
Roofing contractors’ general liability insurance is typically a state requirement, with mandated levels of coverage differing depending on where you live and the sector you work.
Workers' Comp
Workers' Comp
Roofers’ workers’ compensation is a no-fault system that benefits employees suffering from work-related injuries or occupational illnesses.
Roofing contractors’ workers’ comp insurance protects business owners against workplace injury lawsuits.
Surety Bonds
Surety Bonds
Many states and customers require roofing contractors to offer a roofing contractor bond before being allowed to bid on a job or begin working.
A roofers’ surety bond serves as a financial guarantee to your state’s licensing department and your customer that you will complete the job according to your bid and that vendors and material providers get paid on time.
Commercial Auto
Commercial Auto
A roofing contractors’ commercial auto policy protects your business vehicles from liability if you or an insured driver are liable for an at-fault accident.
Roofers’ commercial auto insurance also covers your vehicles damaged in an accident, stolen, or vandalized.
Inland Marine
Inland Marine
Also known as roofers’ tool and equipment coverage, roofing contractors’ inland marine insurance will reimburse your business if tools or equipment are damaged or stolen at the job site or while in storage.
Roofing contractor tool and equipment insurance provides coverage for tools and equipment in transit.
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