The time is now — to hang it up on high rates and poor service!
A couple of minutes can save you up to 65% or more with the nation’s leading paperhangers’ insurance programs –
Contractors’ insurance protects against the financial risks present at all stages of business operations.
Paperhanging Contractors serve clients by applying all types of decorative wall coverings to new and existing structures. Like many other construction trades, installers use specialized cutting tools from elevated surfaces as workers move heavy material throughout a job site, all of which create a significant risk of injury to employees, subcontractors, and third parties.
Fairbanks Insurance Brokers recommends a robust package of insurance coverages written exclusively for paperhanging contractors that protect against unpredictable incidents and third-party action.
A general liability policy forms the basis for all paperhanging contractor insurance packages.
Paperhanging contractors’ general liability insurance provides coverage for claims resulting from bodily injury or property damage to third parties and defense costs for representation by attorneys and investigators.
Most state licensing boards require an active paperhanging contractors’ workers’ comp policy before issuing a contractor’s license.
Paper hanger workers’ comp insurance is a no-fault system that benefits employees with workplace injuries or occupational illnesses.
Wallpaper installers’ workers’ compensation carriers determine rates based on your contracting services and your company’s claims history.
Paperhanging contractors’ surety bonds guarantee to your state’s licensing department and customers that those mutual obligations are complete according to your bid, and vendors get paid when the project completes.
Most state licensing bureaus require a paperhanging contractor bond to become licensed.
It is now common for project owners to require a bid, performance, and payment bond to protect their customers, subcontractors, and suppliers.
It’s important to note that wallpaper installers’ surety bonds are more like a line of credit than a contractor insurance policy.
Paperhanging contractors employ vans, box trucks, and trailers to transport tools, equipment, and material to and from the job site.
Paperhanging contractors’ commercial auto insurance protects your company vehicles if involved in an accident, stolen, or damaged from vandalism.
Paperhanging contractors rely on various expensive tools and equipment to perform operations in the shop and at the job site.
A paperhanging contractor tool and equipment policy (wallpaper installers’ inland marine insurance) provides the coverages needed when tools and equipment are stolen or damaged from a covered peril.