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Contractors’ insurance protects against the financial risks present at all stages of business operations.
Masonry Contractors specialize in the structural and non-structural installation of concrete units, brick, natural and manufactured stone, or other refractory materials standard to the masonry industry. When it comes to employee injuries, property damage, and lost or stolen tools and equipment, masonry contractors are not strangers to these everyday risks.
Hazardous operations, dangerous tools, and heavy equipment make it essential for masonry contractors to consider a comprehensive insurance package for critical financial protection.
Masonry contractors’ general liability provides coverage if your company is liable for bodily injury, property damage, or product installation failure.
Third-party lawsuits are expensive to defend, so your company can rely on masonry contractor general liability insurance to financially respond to your defense costs, settlement costs, and judgments awarded by the court.
Workers are continually exposed to the risks of injuries, illnesses, and lost wages while on the job.
Masonry contractors’ workers’ compensation insurance provides coverage for medical expenses, the resulting lost wages, and funeral expenses when necessary.
Most state boards require a masons’ workers comp policy before issuing a contractor’s license to operate.
Many states require masonry contractors to become licensed before they can begin work on a project. A masonry contractors’ surety bond is a standard prerequisite to becoming licensed.
A contractors’ surety bond is a financial guarantee that a project completes according to contract obligations.
A masons’ contractor bond guarantees that vendors, suppliers, and subcontractors get paid accordingly.
Masonry contractors utilize trucks and vans to transport tools, materials, and equipment to and from the job site. A masonry contractor commercial auto policy will protect your business vehicles while on the job or in transit.
Masonry contractors’ commercial auto coverage provides financial protection if any of your insured vehicles or trailers are damaged or stolen.
Masonry contractors rely on various tools and equipment to complete every project effectively. Our mason tool and equipment insurance, known as a masonry contractor inland marine policy, will reimburse your company for repairing or replacing lost, stolen, or damaged tools and equipment.