Fairbanks Insurance Brokers' rock-solid insurance programs provide Framing Contractors with a broad spectrum of protection for the hazardous work involved with day-to-day operations -
Why do I need Contractors Insurance?
Contractors’ insurance protects against the financial risks present at all stages of business operations.
Framing contractors perform the formwork, framing, or rough carpentry necessary to construct a framed building or structure. These rough carpenters’ services require special tools and equipment that can pose a risk to workers and vendors who may be at the job site. Bodily injury and property damage perils are continuously present to the business and workers.
Our framing contractors’ commercial insurance packages shield exposed construction companies against the high-hazard liabilities involved with everyday business operations.
Our Recommended Products
General Liability
A framingcontractors’ general liability policy is the foundation of your commercial insurance package.
It provides your business with financial protection against alleged bodily injury or property damage to a third party.
Framing contractors’ workers’ compensation insulates your business against injury-related medical bills or lost wages for your employees.
Due to the hazardous nature of framing operations, most licensing boards mandate rough carpentry contractors with employees to carry a framers’workers’ comp policy with the minimum required limits.
Most states require framing contractors to hold a license or provide a framing contractors’ surety bond before you can bid or work on a construction project.
A framers’surety bond provides financial guarantees that mutual obligations are complete per the terms of a contract.
Although many contractors use light pickups and vans for business operations, most personal auto policies exclude coverage for vehicles used for commercial purposes.
Framing contractors’ commercial auto insurance provides vehicles with higher limits of liability to protect against substantial third-party lawsuits or if damaged in an accident, stolen, or vandalized.
Most hand and power tools used by rough carpentry contractors are expensive to replace.
Framers’ tool and equipment insurance from Fairbanks Insurance Brokers will provide financial protection if they get damaged by a covered peril or go missing.