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Contractors’ insurance protects against the financial risks present at all stages of business operations.
Tile contractors install ceramic, porcelain, marble, and other tile products in residential and commercial structures. These specialized tradesmen employ hazardous tools and equipment for cutting, laying, and hanging tiles, which pose a risk to employees, subcontractors, and the general public.
Transferring these risks to a highly-rated insurance carrier will mitigate the financial fallout in the event of an unexpected claim.
A tile contractors’ general liability policy is the foundational component of a formidable commercial insurance portfolio.
Tile installers’ general liability insurance provides financial protection against bodily injury and property damage claims.
Tile contractors’ general liability coverage can provide defense costs against damages up to the policy limits.
Tile contractors’ workers’ compensation insurance protects your business by providing benefits to employees injured on the job.
Without a tile installers’ workers’ comp policy, employers are exposed to lawsuits for medical bills and lost wages if an employee is injured or becomes ill from work-related activities.
Many states issue severe penalties against illegally uninsured employers.
Many construction projects require tile contractors to be licensed and bonded before commencing operations.
A tile contractors’ surety bond benefits consumers damaged from defective construction, license law violations, and employees with unpaid wages.
Tile installers’ surety bonds act more as a business line of credit than a contractors’ insurance policy.
Contractors’ commercial auto insurance provides coverage for liability and physical damage to vehicles used for business purposes.
Tile contractors’ commercial auto insurance protects company vehicles involved in an accident, damaged from vandalism, or stolen.
Tile contractors’ equipment insurance provides broad coverage for property in transit, off-premises, or temporary locations.
A tile contractors’ tool and equipment policy mitigates the risk of replacing expensive tools that may be damaged or stolen.
Tile contractor inland marine insurance (tool and equipment policy) provides coverage to repair or replace equipment damaged by a covered peril.