Landscaping Contractors Insurance
With unparalleled access to the national wholesale marketplace, our Landscaping Contractors' Insurance programs provide an affordable insurance solution fit for any budget -
Why do I need Contractors Insurance?
Contractors’ insurance protects against the financial risks present at all stages of business operations.
Landscaping Contractors develop land systems by constructing, installing, or maintaining architectural, horticultural, and decorative treatment or arrangements. These specialized operations involve lawn care, fertilizing, and tree and shrub trimming. Workers utilize toxic chemicals and sharp equipment, risking significant injuries or property damage.
A landscaping contractors’ insurance package will provide much-needed protection against the unpredictable risks involved with day-to-day business operations.
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General Liability
General Liability
Landscaping contractors’ general liability insurance is the foundation of a formidable commercial insurance package.
It provides your business with financial protection against third-party injury, property damage, or construction-defect lawsuits.
Workers' Comp
Workers' Comp
Landscapers’ workers’ compensation insurance protects employees from work-related injuries or occupational illnesses.
A landscape contractors’ workers comp policy will help pay for medical expenses, lost wages, and funeral expenses.
The state you work in will define the minimum required coverage limits for employers that will provide critical coverage in the event of an accident.
Surety Bonds
Surety Bonds
Various states require a landscaping contractor surety bond before being allowed to open for business.
A landscapers’ surety bond acts as a financial guarantee to your state’s licensing department and project owners that you will complete the job according to your bid and pay any vendors or subcontractors.
Commercial Auto
Commercial Auto
Landscapers commercial auto insurance will cover your business vehicles and trailers for liability if you or an insured driver are liable for an at-fault accident.
Landscaping contractors’ commercial auto insurance protects work vehicles if damaged or stolen.
Inland Marine
Inland Marine
Also known as landscape contractors’ tool and equipment insurance, this policy will reimburse you and your business if your insured assets are damaged or stolen at the job site or while in storage.
The coverage also extends to property in transit which is typical for landscaping contractors.
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