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A few minutes can save you up to 65% or more with the nation's leading
security system contractors’ insurance programs –


Alarm Installation

Alarm Installation

Contractors Insurance

No more rude awakenings from overpriced alarm installers’ coverage!
A few minutes can save you up to 65% or more with the nation’s leading security system contractors’ insurance programs –

Coverage for Alarm Installation Contractors

Given the substantial risks that alarm installation contractors encounter on a daily basis, Fairbanks Insurance Brokers presents a comprehensive suite of commercial insurance options designed to serve as a cost-effective safety net, reducing financial vulnerabilities –

Why do I need Contractors Insurance?

Alarm installation contractors, like other specialized construction professionals, confront daily risks stemming from their work involving designing, installing, and servicing security alarm systems. Incidents such as employee or third-party injuries, property damage at job sites, and the loss or theft of tools and equipment can result in financial challenges for your business.

Our insurance specialists are dedicated to helping you assess and understand these risks, and we’re here to craft affordable coverage solutions to ensure your business stays safeguarded.

Our Recommended Products

General Liability

Due to the ongoing risks inherent to job sites, general liability insurance for alarm installation contractors offers essential financial protection in the event you are held responsible for bodily injuries or property damage to a third party.

It’s worth noting that this coverage is now a prerequisite for obtaining your contractors’ license in numerous U.S. states.

Workers' Comp

Workers’ compensation insurance for alarm installation contractors ensures your employees’ protection in job-related injuries or illnesses. Acquiring this coverage is a responsible choice and a necessity to fulfill various state’s licensing requirements.

Accidents can occur, and your workers’ comp for security alarm installers will step in to cover medical costs and wage losses when needed.

Surety Bonds

In many states and for many project owners, contractors must provide a surety bond for alarm installers as a condition for obtaining a license or bidding on projects.

An alarm installation contractor bond serves as a financial guarantee to the state’s licensing department and clients, assuring them that you will meet your project commitments as outlined in your bid and that vendors will be duly compensated upon project completion.

Commercial Auto

Commercial auto insurance for security alarm installers will safeguard your business vehicles in cases where you or an insured driver are held responsible for an at-fault accident.

This insurance also extends coverage in accident-related damage, theft, or vandalism to your vehicles.

An alarm installers’ commercial auto policy, often referred to as alarm installation contractors’ business auto insurance, delivers crucial coverage for various needs, including:

  • Combined Single Limits (CSL)
  • Bodily Injury and Property Damage
  • Comprehensive and Collision Damage
  • Uninsured and Underinsured Motorist
  • Hired and Non-Owned Vehicles
  • Medical Payments
  • And Many More Essential Protections

Inland Marine

Tools and equipment are crucial for alarm installation contractors, and inland marine coverage is essential to compensate your business in the event of theft or damage.

Alarm installers’ tool and equipment insurance offers coverage for the use and storage of your tools and equipment.

Security alarm installation contractors’ tool and equipment coverage offers comprehensive protection for a variety of common perils, including:

  • Fire Damage
  • Wind Damage
  • Hail Damage
  • Water Damage


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