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Contractors’ insurance protects against the financial risks present at all stages of business operations.
Construction clean-up contractors specialize in debris removal and maintenance of construction sites. They utilize specialized tools and equipment for effective job execution, including machinery that may pose significant risks for bodily injury and property damage in unforeseen incidents. With common hazards such as rubble, dust, and potential exposure to hazardous materials, workers may face work-related injuries or occupational illnesses. Given that accidents can happen despite precautions, having a comprehensive package of commercial insurance coverage is essential to safeguard against workplace injuries or third-party claims.
The construction experts at Fairbanks Insurance Brokers recommend a comprehensive commercial insurance package to protect against unexpected risks for construction clean-up contractors.
Contractors’ general liability insurance is a foundational coverage for a construction clean-up contractor’s business.
It shields your business from third-party injury or property damage at a job site.
Liability insurance for construction clean-up contractors also covers defense costs in the event of legal action against your company.
In many states, employers are mandated to carry a construction clean-up contractors’ workers’ comp policy for their employees.
Workers’ compensation insurance for construction clean-up contractors financially protects your employees in case of injury or illness related to their job.
Various state licensing boards require a surety bond for construction clean-up contractors to ensure the completion of each job as per the accepted bid.
A construction clean-up contractor bond provides financial protection, ensuring vendors and subcontractors are compensated appropriately.
Commercial auto insurance for construction clean-up contractors safeguards business vehicles while on or traveling to and from job sites.
A construction clean-up contractors’ commercial auto policy provides financial protection in cases of damage or theft of insured vehicles or trailers.
Business auto insurance for construction clean-up contractors has no restrictions on the number of vehicles or drivers to be covered.
Inland marine insurance for construction clean-up contractors offers coverage for tools or equipment damaged or stolen at a job site, during transport, or in storage.
Construction clean-up contractors tool and equipment insurance minimizes out-of-pocket expenses for replacing valuable tools.
A construction clean-up contractor inland marine policy protects against common perils, including: