Contractors’ insurance protects against the financial risks present at all stages of business operations.
Ornamental Metal Contractors specialize in cutting, forging, fabricating, welding, and shaping metal for the architectural treatment and decoration of structures. These skilled craftsmen operate sharp tools, welding equipment, and torches, presenting a hazard to the surrounding property, employees, or third-party bystanders.
An Ornamental Metal Contractors Insurance package will safeguard against the financial risks incurred by unexpected third-party action.
Contractors’ general liability is a foundational component of a strong commercial insurance portfolio.
An Ornamental metal contractors’ general liability policy safeguards business owners’ financial interests against loss caused by various incidents, such as third-party lawsuits, bodily injury, and property damage claims.
Ornamental metal contractors’ workers’ compensation insurance protects your crew and business by providing benefits to injured workers.
An ornamental metal contractors’ workers’ comp policy protects employers from lawsuits for medical expenses and lost wages if an employee is injured or becomes ill from work-related activities.
Employers that violate contractor workers’ compensation regulations may be subject to fines and penalties.
Ornamental metal contractor surety bonds are consumer protection products that ensure the contractor will abide by the terms outlined in the awarded contract.
Various projects require an ornamental metal contractors’ surety bond before bidding on a construction project or commencing operations.
An ornamental metal contractor bond is more similar to a business line of credit than a contractors’ insurance policy.
An ornamental metal contractors’ commercial auto policy provides coverage for liability and physical damage to company vehicles used for business purposes.
Ornamental metal contractors’ commercial auto insurance will financially safeguard business vehicles involved in an accident, damaged from vandalism, or stolen.
An ornamental metal contractors’ tool and equipment policy covers business property in transit, at a job site, or stored at temporary locations.
Ornamental metal contractor inland marine insurance (tool and equipment policy) provides coverage to repair or replace equipment lost, stolen or damaged by a covered peril.