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Contractors’ insurance protects against the financial risks present at all stages of business operations.
Carpet cleaning contractors specialize in removing stains, dirt, and allergens from carpets. Common methods include hot water extraction, dry cleaning, and vacuuming. Carpet cleaning contractors face risks associated with operating specialized equipment and chemicals that can lead to bodily injury, property damage, and third-party claims.
A formidable insurance package is essential to safeguard your business against these risks, providing coverage for property damage, bodily injury, and third-party claims.
Carpet cleaning contractors’ general liability lays the foundation for your commercial insurance portfolio.
This essential coverage protects your carpet cleaning business from bodily injury, property damage, and product/completed operations complaints, providing defense costs for third-party legal actions.
Carpet cleaning services workers’ compensation insurance is a no-fault system that protects employees with work-related injuries or occupational illnesses.
Most states require carpet cleaning businesses to provide their employees with carpet cleaner workers’ compensation insurance before starting operations.
A carpet cleaning contractors’ workers’ compensation policy provides employee benefits for medical expenses and lost wages.
Carpet cleaning contractors’ surety bonds are a valuable safeguard for both clients and contractors. A carpet cleaners’ bond financially guarantees that the contractor will complete the project according to the agreed-upon terms of the contract.
Various job owners or state regulators require a carpet cleaning services surety bond before allowing them to bid on a project, assuring clients that their investment is protected, and that the contractor will fulfill their obligations.
Carpet cleaning services often require light to heavy work trucks and vans to transport equipment and supplies, making carpet cleaners’ commercial auto insurance necessary to protect their vehicles in the event of accidents, theft, or vandalism.
A carpet cleaning contractors’ business auto policy – also known as carpet cleaning services commercial auto insurance, provides essential coverage for the following:
A carpet cleaning contractor inland marine policy will reimburse expenses to repair or replace tools and equipment.
Carpet cleaners’ tool and equipment insurance provides a broad range of coverage for such common perils: