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Low Voltage
Electrician

Low Voltage Electrician

Insurance

Keep grounded! Avoid unexpected rate surges!
A couple of minutes can save you up to 65% or more with the nation’s premier electricians’ insurance programs –

Coverage for Low Voltage Contractors

As the nation's leading Low Voltage Contractors' Insurance provider, our artisan specialty programs safeguard businesses from third-party actions and unexpected claims –

What is Low Voltage Contractors’ Insurance?

Low Voltage Contractors’ Insurance is a crucial shield against the financial risks that can surface during routine business operations.

Why Do I Need It?

Low voltage contractors specialize in installing electrical systems, wiring, and cables in homes and businesses. These tasks often involve working from ladders, rooftops, or the ground and require drilling or boring holes, which increase the risk of job-related injuries or property damage. With the right coverage in place, you can ensure that your business, employees, and customers will be financially protected if something goes wrong.

At Fairbanks Insurance Brokers, our insurance professionals don’t just recommend, they strongly advocate for a comprehensive commercial insurance portfolio to guard against unpredictable lawsuits and business claims.

Protect Against the Unpredictable

Low voltage contractors face unique challenges, from on-site accidents to potential legal disputes. Our tailored insurance packages offer robust protection with low rates, excellent service, and top-notch coverage to address your business’s specific risks. We’ll manage the insurance process seamlessly so you can focus on delivering top-quality low voltage services. Protecting your business is just a couple of clicks away—secure your company’s future with Low Voltage Contractors’ Insurance today.

Our Recommended Products

General Liability


Low voltage contractors’ general liability insurance places a financial barrier between your business and third-party risk exposure.

Low voltage system contractors’ general liability insurance will provide defense costs that can contribute significant expenses to a claim.

Workers' Comp


Also known as workman’s comp, your low voltage contractors’ workers’ compensation insurance will protect your business and your employees should they become injured on the job or come down with a work-related illness.

Most states require a low voltage contractors’ workers’ comp policy to satisfy your prerequisites to become licensed to operate a business.

When accidents happen, your low voltage electricians’ workers’ comp insurance will be available to cover medical expenses and lost wages.

Surety Bonds


A low voltage contractor bond serves more as a business line of credit than an insurance policy.

Low voltage contractors’ surety bonds guarantee the licensing authority and customer that mutual terms are complete according to a bid.

Commercial Auto


Since personal auto policies typically exclude coverage for business autos, a low voltage contractors’ commercial auto policy will protect your business vehicles from liability if you or an insured driver are found liable for an at-fault accident.

Low voltage electrical contractors’ commercial auto insurance also protects against damage from events such as theft or vandalism.

Inland Marine


Low voltage contractors rely on various tools and equipment to complete everyday tasks at the job site. Making sure this valuable equipment stays covered in the event of damage or loss is the best way to safeguard your business from the cost of replacing this equipment.

A low voltage contractor tool and equipment policy, also known as low voltage contractors’ inland marine insurance, protects you while your tools and equipment are at the job site, in transit, or offsite storage.

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