Avoid being cleaned out by skyrocketing insurance premiums!
A quick call or online quote can save you up to 65% or more with the nation’s top housekeepers’ insurance programs –
Contractors’ insurance protects against the financial risks present at all stages of business operations.
Housekeepers’ operations involve janitorial services and reporting unsafe hazards to homeowners or managers. Their contracting services keep structures clean and sanitary by performing multiple functions around the job owner’s property. If the property becomes damaged while you’re onsite, you could be liable for replacing it.
To insulate your business from a financial hit by an unforeseen incident, the contractors’ insurance experts at Fairbanks Insurance Brokers strongly recommend that you consider all the coverages in our Housekeeping Services Insurance package.
Housekeeping contractors’ general liability has remained the primary safeguard for protecting businesses from third-party lawsuits.
Housekeepers’ general liability insurance provides defense costs if your business is liable for bodily injury or property damage to others.
Housekeepers’ workers’ comp protects your business by paying employees medical expenses and lost wages from job-related injuries or illnesses.
Many states and customers require housekeeping contractors to offer a license or janitorial surety bond before commencing operations.
A housekeeping contractor surety bond guarantees to your state’s licensing department and your customer that you will complete the job according to your service agreement.
If you use your vehicle to travel to and from the job site, many personal auto policies will exclude coverage for business use.
Housekeepers’ commercial auto coverage will pay for liability resulting from an at-fault accident and provide coverage for business vehicles damaged by an accident, vandalism, or stolen.
Housekeeping services utilize expensive tools and equipment to perform various cleaning tasks.
Housekeeper tools and equipment insurance will financially shield your business against loss from damage or theft while at the job site, in transit, or offsite storage.