Contractors’ insurance protects against the financial risks present at all stages of business operations.
Tree trimming operations include cutting, pruning, and removing dead, obstructive, or excessive branches from trees and shrubbery. Work crews employ sharp power tools and equipment at high elevations to cut away and remove tree limbs, all of which present a hazard to surrounding property, employees, and public bystanders.
A Tree Trimming Contractor’s Insurance package will mitigate the financial risks incurred by unforeseen third-party action.
Contractors’ general liability is an integral component of a formidable commercial insurance portfolio.
A tree trimmer general liability policy protects against third-party suits brought on by bodily injury, property damage, or personal and advertising injury.
Tree trimming contractors’ general liability insurance provides defense costs against alleged third-party damages up to the policy limits.
Tree trimmers workers’ compensation insurance protects your workforce and business by providing benefits to injured employees.
Without a proper tree trimming contractors’ workers’ comp policy, tree trimmers are exposed to lawsuits for medical bills and lost wages if an employee is injured or becomes ill from work-related activities.
Many states issue severe penalties against illegally uninsured employers.
Tree trimming contractor surety bonds protect the consumer by ensuring the contractor (principal) will abide by the terms outlined in the awarded contract.
Various projects require a tree trimmer contractors’ surety bond before bidding on a construction project or commencing operations.
Tree trimming contractors’ surety bonds act more as a business line of credit than a contractors’ insurance policy.
Tree trimmers contractors’ commercial auto insurance provides coverage for liability and physical damage to work vehicles used for business purposes.
A tree trimming contractors’ commercial auto policy protects business vehicles involved in an accident, damaged from vandalism, or stolen.
Tree trimming contractors’ tool and equipment insurance provides broad coverage for property in transit, off-premises, or stored at temporary locations.
Tree trimming contractors’ inland marine (tool and equipment insurance) provides coverage to repair or replace equipment damaged by a covered peril.