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Contractors’ insurance protects against the financial risks present at all stages of business operations.
Welding is an inherently dangerous trade. Welding contractors’ operations involve cutting, fusing, and filling metal products or materials together at properties, facilities, or construction sites. These specialized tradesmen utilize hazardous equipment, creating an immediate risk for bodily injury and property damage due to fumes, electric shock, burns, and heat exposure.
A robust welding contractors’ insurance package is needed to protect against employee and third-person injury or property damage claims.
A welding contractors’ general liability policy is integral to a strong commercial insurance portfolio.
Welders’ general liability insurance provides coverage for products and completed operations that protect against third-party lawsuits alleging property damage or injury based on your product or completed service.
Various states require a welders’ general liability policy before issuing the contractor’s license.
Welders’ workers’ compensation is a no-fault system to benefit employees if they are injured or become ill from a work-related incident.
Welding contractors’ workers’ comp insurance provides medical, disability, and death benefits for work-related injuries or occupational illnesses.
Various states require a welders’ surety bond before issuing a license.
Welding contractors’ surety bonds are a financial guarantee for a city, county, or state licensing authority that the principal will abide by the terms of the issued license.
Welders’ commercial auto insurance protects vehicles from liability claims if an insured driver is found liable for an at-fault accident.
A welding contractors’ commercial auto policy will provide essential coverage for damaged, stolen, or vandalized business vehicles.
Welding contractors’ tool and equipment insurance will reimburse your business for such common perils:
Welders’ inland marine insurance provides coverage for business tools, equipment, and material at a job site, in transit, or stored at an off-site location.
Welding contractors’ inland marine insurance provides “installation” risk coverage.