A few minutes can save you up to 65% or more with
the nation's top-notch specialty programs –
Installer
Insurance
Flooring
Flooring
Installer Insurance
Don’t get laid out by overpriced insurance coverage!
A few minutes can save you up to 65% or more with the nation’s top-notch specialty programs –
Coverage for Flooring Contractors
As the leader in construction-related insurance products, our programs offer Flooring Contractors a variety of affordable options from the industry's top specialty carriers –
What is Flooring Contractors’ Insurance?
Flooring contractors’ insurance provides essential protection against financial risks at every stage of your operations.
Why Do I Need It?
Flooring contractors install, repair, and maintain floor surfaces in both residential and commercial buildings. These specialized tradesmen often work with sharp tools and heavy materials, posing significant risks of employee injury and third-party property damage. An unexpected claim can wipe out a small business overnight if not adequately safeguarded, making flooring contractors’ insurance crucial for shielding against incidents.
A robust flooring contractors’ insurance package will protect you against these risks and ensure your business remains secure.
Protect Against the Unpredictable
Navigating the flooring industry comes with its share of risks, from job site accidents to unexpected damages. Our insurance experts, well-versed in the flooring trade, provide personalized insurance plans that cover these challenges without stretching your budget. Our focus is on your specific needs, ensuring that your coverage is comprehensive and leaves no stone unturned in protecting your business. We’ll do the heavy lifting so you can focus on your craft. Reach out today for a quick, no-obligation quote and fortify your company against the unpredictable.
Our Recommended Products
General Liability
General Liability
Floor installers’ general liability insurance provides financial protection should your business become liable for injury or damage to a third party.
Flooring contractors’ general liability coverage pays for defense expenses, settlement costs, and judgments awarded by the court.
Workers' Comp
Workers' Comp
Flooring contractors’ workers’ comp will protect your employees if they are injured or become ill from a job-related incident.
Floor installer workers’ compensation will also help pay for medical expenses, lost wages, and funeral expenses.
Since floor contractors face a significant risk of workplace injury, most city and state licensing boards require a floor-covering contractors’ workers’ comp policy with the minimum mandated limits.
Surety Bonds
Surety Bonds
Most states require floor covering businesses to hold a license and carry a flooring contractor’s surety bond before bidding and working on a project.
A floor-covering contractor bond guarantees your state’s licensing department and customers that you will complete the job according to your bid.
Commercial Auto
Commercial Auto
Floor installers’ commercial auto insurance will protect your business if you or an insured driver are found liable for an at-fault accident.
A flooring contractor’s commercial auto policy also provides coverage for the work vehicles damaged in an accident, stolen, or vandalized.
Inland Marine
Inland Marine
Also known as floor-covering contractors’ tool and equipment insurance, this crucial coverage will reimburse your business if your tools or equipment are damaged or stolen while at a job site, transported, or in storage.
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