As the leading source of construction insurance products, our specialty programs provide Flooring Contractors with a wide variety of affordable options from the insurance industry's top program providers -
Why do I need Contractors Insurance?
Contractors’ insurance protects against the financial risks present at all stages of business operations.
Flooring Contractors install, repair, and maintain floor surfaces in residential and commercial structures. These specialized tradesmen spend the majority of their time kneeling with sharp tools and transporting heavy material throughout the job site. Employee bodily injury and third-party property damage are clear and present risks that can leave a vulnerable business owner scrambling to avoid financial fallout in the event of an unforeseen incident.
Fairbanks Insurance Brokers recommends a formidable flooring contractor’s insurance package to hedge against unpredictable third-party action.
Our Recommended Products
General Liability
Floor installers’ general liability insurance provides financial protection should your business become liable for injury or damage to a third party.
Flooring contractors’ general liability coverage pays for defense expenses, settlement costs, and judgments awarded by the court.
Flooring contractors’ workers’ comp will protect your employees if they are injured or become ill from a job-related incident.
Floor installer workers’ compensation will also help pay for medical expenses, lost wages, and funeral expenses.
Since floor contractors face a significant risk of workplace injury, most city and state licensing boards require a floor-covering contractors’ workers’ comp policy with the minimum mandated limits.
Also known as floor-covering contractors’ tool and equipment insurance, this crucial coverage will reimburse your business if your tools or equipment are damaged or stolen while at a job site, transported, or in storage.