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Contractors’ insurance protects against the financial risks present at all stages of business operations.
Fire protection contractors are tasked with designing, fabricating, and installing various fire protection systems and equipment. This trade involves a significant risk of causing property damage and bodily injury to third parties.
Our comprehensive contractors’ insurance packages will safeguard your business and employees from the unforeseen risks of this specialized trade.
Fire protection contractors are especially vulnerable to third-party lawsuits because their business involves product installation, repair, onsite construction, plumbing, and electrical tasks.
Transferring these risks to a fire protection contractor’s general liability policy will provide financial protection for defense costs, settlement costs, and judgments awarded by the court.
Job sites can be dangerous because of the electrical tools and equipment needed to complete a fire protection project.
A fire protection contractor workers’ compensation policy will pay for employees’ medical costs and lost wages that result from work-related injuries and illnesses.
Since your state may require your company to be licensed to operate, fire protection contractors’ workers’ compensation insurance could be part of that requirement.
Most state licensing boards require a fire protection contractor’s bond to issue a license.
Various businesses require a fire protection contractors’ surety bond as a financial guarantee to complete the project according to the contract.
Fire protection contractors’ commercial auto insurance provides liability and physical damage protection for your business vehicles and insured drivers.
Many carriers may offer additional coverage for tools and equipment your company delivers to the job site.
Having your tools and equipment insured under a fire protection contractors’ inland marine policy will reduce or reimburse out-of-pocket expenses if damaged or stolen at the job site, in transit, or offsite storage.