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Contractors’ excess liability insurance provides additional coverage for claims exceeding an underlying policy’s limits.
Excess liability insurance is recommended for businesses with a high net worth or significant assets, as they may be more likely to face large claims exceeding their underlying policies’ limits.
Excess liability insurance kicks in after the underlying policy limits have been exhausted. It provides additional coverage for claims that exceed those limits.
Excess liability insurance is an add-on to an underlying policy, such as contractors’ general liability, commercial auto, or workers’ compensation.
The cost depends on multiple factors, including the amount of coverage, the type of coverage, and the insured’s risk level.
Our programs offer various payment options when purchasing your excess liability policy.
Full Payment Option – Pay the premium with one payment.
Direct Bill Option – Pay the monthly premium to the carrier directly.
Financing Option – Pay the monthly premium through a finance company.
At Fairbanks Insurance Brokers, we leverage our expertise and industry knowledge to deliver exceptional and affordable insurance solutions tailored exclusively to the construction sector.
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