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Contractors’ insurance protects against the financial risks present at all stages of business operations.
An elevator contractor erects, fabricates, and installs elevators. These specialized contractors also install motors, cables, doors, and electrical devices that are a crucial part of the elevator’s operations. Due to the high-risk nature of this hazardous trade, the elevator contractor should have a portfolio of coverages available to protect against unforeseen risks to the business.
Our insurance specialists are standing by to assist with organizing affordable coverage to keep your business protected on and off the job site.
Elevator contractors’ general liability insurance is a financial safeguard if your business is found liable for injuries or damage to a third party.
Most states require specialty contractors to have this coverage before the contractor’s license can be issued.
Elevator contractors’ workers’ comp insurance will protect your workers if they are injured or become ill from a job-related incident.
This coverage may also be mandatory to be licensed by your state.
When accidents happen at the job site, an elevator contractor workers’ compensation policy will be available to pay medical expenses and lost wages.
Most states require elevator contractors to provide a contractor surety bond before issuing a license.
An elevator contractors’ surety bond guarantees the state’s licensing department and your clientele that you will finish the job according to your contract once the work is complete.
An elevator contractor commercial auto policy will cover your business vehicles for liability claims if your business is found liable for an at-fault accident.
Due to the nature of the operations, an elevator contractor may have multiple vans, pickups, or heavy trucks. Elevator contractors’ commercial auto insurance will provide coverage if damaged, stolen, or vandalized.
A contractor’s tools are the backbone of the workplace.
Elevator contractors’ inland marine insurance is crucial to reimburse your business if stolen or damaged.
An elevator contractors’ tool and equipment policy provide coverage at the job site, in transit, or in storage.