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Contractors’ insurance protects against the financial risks present at all stages of business operations.
Swimming Pool Contractors install, repair, and maintain swimming pools and safety devices to protect the pools’ occupants. These tradesmen rely heavily on specialized tools and machinery to effectively perform their business operations, which creates a significant risk of injury and property damage to others.
A formidable commercial insurance package will place a financial hedge around swimming pool contractors while protecting their employees and businesses.
Swimming pool contractors’ general liability insurance is fundamental to a robust commercial insurance portfolio.
Pool contractors’ liability Insurance protects your business from actions brought by a third party (your customer) for injuries or property damage that result from your business operation.
Swimming pool contractors’ workers’ compensation benefits employees that sustain work-related injuries or occupational illnesses.
Pool contractors’ workers comp is available to pay medical expenses and lost wages and prevents your employees from suing your business in the event of a work-related injury or illness.
Many states require a pool contractors’ surety bond to bid on a project.
A pool contractors’ surety bond acts as a financial guarantee to your state’s licensing department and clientele that you will complete the job according to your bid.
Swimming pool contractors’ commercial auto insurance will cover your business vehicles for liability if you or an insured driver are found liable for an at-fault accident.
A pool contractors’ commercial auto policy will pay to repair or replace any of your company vehicles in an at-fault accident, damaged from vandalism, or stolen.
Also known as a pool contractors’ tool and equipment policy, swimming pool installers’ inland marine insurance reimburses your company if your tools and equipment are damaged or stolen while at a job site, transported, or stored.