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Contractors’ insurance protects against the financial risks present at all stages of business operations.
Lath and plaster contractors specialize in a building technique used for finishing the interior dividing walls and ceilings of a building structure. This trade represents a crucial component of any residential and commercial construction project with operations that involve installing laths and other vital materials to provide a base or bond for coating. With the constant use of hazardous tools and machinery at every job site, there is an ongoing risk of injuries and property damage to a third party.
A lath and plaster contractors’ insurance package protects by transferring the financial exposure to a third-party insurance company.
Lathing contractors’ general liability insurance is the protection that forms the base for a comprehensive insurance program.
It will financially protect you and your business if found liable for injuries or property damage to third parties.
Most states require business owners with employees to have lathing contractors’ workers’ comp insurance to obtain a license or operate.
Lath and plaster contractors’ workers’ compensation protects your workers if they get injured or become ill from work-related activities.
This essential coverage is available to pay medical expenses and lost wages and prevents your employees from suing your business due to a work-related injury or occupational illness.
A lathing contractors’ surety bond guarantees your state’s licensing department and clientele that you will fulfill the mutual obligations according to your bid, and the vendors will get paid when the work is complete.
A lath and plaster contractors’ bond is the most affordable way to satisfy the financial guarantee typically required by your state’s licensing division and project owners with which you do business.
Company vehicles require a lath and plaster commercial auto policy as most personal auto carriers will not provide sufficient coverage for business operations.
Affordably-priced lathing contractors’ commercial auto coverage will safeguard your vehicles if damaged or stolen.
Lathing and plastering contractors’ commercial auto insurance provides higher liability limits if you or your business is found liable after an accident.
Lath and plastering contractors’ tool and equipment insurance provided under a lathing contractors’ inland marine policy protects assets if stolen or damaged by a covered peril at the job site, in transit, or storage.