A few minutes can save you up to 65% or more with
Connecticut’s top contractors' insurance programs –
Contractors
Insurance
Connecticut
Connecticut
Contractors Insurance
Stop overpaying for coverage in the Constitution State!
A few minutes can save you up to 65% or more with Connecticut’s top contractors’ insurance programs –
Coverage for Connecticut Contractors
As Connecticut's one-stop shop for discount Contractors' Insurance, our specialty programs provide comprehensive protection for your products and services at a low rate that fits any budget –
What is Connecticut Contractors’ Insurance?
Connecticut contractors’ insurance protects against financial risks at all stages of business operations.
Why Do I Need It?
From Hartford to Bridgeport, Connecticut construction sites of all shapes and sizes are full of hidden risks. These risks include safety hazards like falls and accidents, operational challenges such as project delays, legal threats like lawsuits, and environmental dangers that can significantly impact a project’s success. Accelerated deadlines, increased material costs, and labor shortages can erode safety while facilitating risk-taking to maintain hectic schedules, where a simple miscommunication can result in catastrophic property damage or severe worker injuries. An unexpected lawsuit can have profound consequences for an uninsured business owner. Contractors must rely on adequate insurance coverage to protect their financial assets from these threats. That’s why a robust commercial insurance package from Fairbanks Insurance Brokers is essential, providing around-the-clock protection against third-party actions and ensuring peace of mind.
Protect Against the Unpredictable
Connecticut minor and major contractors are encouraged to visit the State of Connecticut’s eLicense Website to verify all pre-licensing and insurance requirements before starting operations. Once you understand your requirements, you can easily apply for insurance through our website or by contacting our licensed representatives.
With service you can count on, our licensed experts are on standby to assist Connecticut contractors, subcontractors, and trade specialists with the best insurance options that suit your budget and business needs, providing you the confidence to tackle any project.
Our Recommended Products
General Liability
General Liability
A Connecticut contractors’ general liability policy is the foundation of a formidable commercial insurance package.
Connecticut contractors’ general liability insurance shields businesses from third-party lawsuits, bodily injury, and property damage claims.
Connecticut contractor liability insurance provides important coverage for the following:
- Business Liability
- Liability Assumed Under a Contract
- Products and Completed Operations
- Defense Expenses
- Plus Additional Protection
Workers' Comp
Workers' Comp
Connecticut contractors’ workers’ compensation insurance benefits employees who have suffered a work-related injury, occupational disease, or illness.
Connecticut contractors’ workers’ comp insurance provides:
- Wage Replacement
- Medical Treatment
- Disability Benefits
- Death Benefits
Employers that violate Connecticut contractors’ workers’ compensation regulations may be subject to state-imposed fines and penalties.
Please visit the State of Connecticut Workers’ Compensation Commission website to verify employer laws and insurance prerequisites.
Surety Bonds
Surety Bonds
Connecticut contractor surety bonds protect consumers by ensuring the contractor will abide by the applicable state rules and regulations outlined in the classification-specific work.
Multiple cities and counties require a Connecticut contractors’ surety bond prior to commencing operations.
Many residential, commercial, and public works projects require a Connecticut contractors’ surety bond before bidding on a construction project.
Commercial Auto
Commercial Auto
Connecticut contractors’ commercial auto insurance protects your business vehicles if damaged in an accident, stolen, or other covered peril.
A Connecticut contractors’ commercial auto policy has no limitation on the number of vehicles or drivers on the policy.
Connecticut contractors’ commercial auto insurance — also known as a Connecticut contractors’ business auto policy, provides essential coverage for:
- Combined Single Limits (CSL)
- Bodily Injury
- Property Damage
- Comprehensive Damage
- Collision Damage
- Uninsured & Underinsured Motorist
- Hired & Non-Owned Auto
- Medical Payments
- And Much More
Inland Marine
Inland Marine
Connecticut contractor inland marine insurance provides all perils coverage for tools, equipment, and mobile machinery at the job site, in transit, or storage between projects.
A Connecticut contractors’ inland marine policy will provide “installation” and “builders risk” coverage.
Connecticut contractors’ tool and equipment insurance protect against such common perils:
- Theft
- Fire
- Wind
- Hail
- Water Damage
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