Wisconsin contractors’ worker’s compensation is a no-fault system that provides wage replacement and medical benefits to employees for accidental injuries or diseases related to the employee’s work.

Wisconsin contractor workers’ comp insurance provides:

• Medical Costs
• Disability Benefits
• Vocational Rehabilitation
• Death Benefits

An uninsured employer may be subject to severe state-imposed fines and penalties.

Please log on to the Wisconsin Department of Workforce Development website to verify Wisconsin contractors’ workers’ comp insurance rules and regulations.

Wisconsin contractors’ surety bonds protect consumers by ensuring the contractor (principal) will abide by the terms outlined in the awarded contract.

Various residential and commercial project owners require a Wisconsin contractor surety bond before bidding on a construction project.

Unlike a contractors’ insurance policy, a Wisconsin contractors’ surety bond is similar to a business line of credit.

A Wisconsin contractors’ business auto policy protects company vehicles involved in an accident, stolen, vandalized, or other covered peril.

Wisconsin contractor commercial auto insurance covers your business vehicles when an insured driver is found liable for an at-fault accident.

A Wisconsin contractor commercial auto policy provides essential coverage for:

• Combined Single Limits (CSL)
• Bodily Injury & Property Damage
• Comprehensive & Collision Damage
• Uninsured & Underinsured Motorists
• Hired & Non-Owned Vehicles
• Medical Payments
• And Much More

A Wisconsin contractor tool and equipment policy will reimburse businesses for tools, equipment, and mobile machinery damaged or stolen at a job site, in transit, or while in off-site storage.

Wisconsin contractors’ inland marine insurance provides broad property coverage against such common perils:

• Theft
• Fire
• Wind
• Hail
• Water Damage

A Wisconsin contractors’ inland marine policy will provide “installation” and “builders risk” coverage.