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Handyman insurance provides essential coverage against the financial risks and liabilities associated with their trade.
Handymen are versatile professionals who handle a wide array of repair and maintenance tasks in both residential and commercial environments. Their work encompasses carpentry, plumbing, electrical repairs, painting, and general home upkeep. Despite their invaluable services, the use of specialized tools and equipment exposes them to risks of bodily injury and property damage. Additionally, working on properties with hazards like asbestos or mold can pose serious health risks.
A comprehensive insurance package is your safety net, offering necessary protection in the event of accidents, injuries, or property damage during business operations. This helps keep your business financially stable despite the inherent risks of the trade.
Handyman work involves diverse challenges, from job site accidents to unexpected damages. Our custom-built insurance plans address your unique risks, ensuring financial stability with highly competitive rates, top-notch coverage, and responsive customer service. We’ll do the grunt work while you focus on what you do best—growing your business. To get a quote, simply visit our website or give us a call. We’ll guide you through the process and provide a fast, no-obligation quote to start protecting your business from the unpredictable.
Handyman general liability coverage forms a strong basis for a comprehensive insurance protection package.
Obtaining insurance coverage that includes bodily injury liability, property damage liability, defense costs, and products-completed operations is vital for handymen who understand the constant hazards at a job site.
A handyman general liability policy provides this crucial protection.
A handyman workers’ compensation policy protects your workers in the event of job-related injuries or illnesses.
Handymen workers’ comp insurance covers medical bills, lost wages, and funeral expenses.
Most states impose severe penalties and fines on employers who do not maintain continuous handyman workers’ compensation coverage.
A handyman surety bond is a consumer protection product that guarantees you will fulfill your obligations per your bid.
Many states and project owners require a handyman surety bond before beginning business operations.
Company owners who utilize personal vehicles for business-related activities, such as carrying equipment, tools, and construction supplies, need a handyman commercial auto policy to protect themselves against theft, vandalism, or at-fault accidents.
Handyman commercial auto insurance provides limits of up to $1 million, hired, or non-owned vehicle coverage, and allows for unlimited work vehicles and drivers.
Handymen rely on expensive tools and equipment to perform daily business operations.
Handyman tool and equipment insurance provides vital coverage against potential risks such as damage or theft during transit, storage, or at the job site.