A quick call or online quote can save you up to 65% or more
with the nation's premier insurance programs –
Contractors
Insurance
General
General
Contractors Insurance
Keep your hard-earned cash where it belongs — in your pocket!
A quick call or online quote can save you up to 65% or more with the nation’s premier insurance programs –
Coverage for General Contractors
Our General Contractors' Insurance packages offer cost-effective coverage options with automatic discounts applied for maximum savings –
What is General Contractors’ Insurance?
General contractors’ insurance provides essential coverage against the financial risks and liabilities associated with overseeing and managing construction projects from start to finish.
Why Do I Need It?
General contractors form the backbone of the construction industry. They supervise and manage construction projects, coordinate with subcontractors, secure necessary permits and licenses, and ensure that projects are completed on time and within budget. Overseeing the construction process involves inherent risks such as project delays, cost overruns, and legal liabilities.
A comprehensive insurance portfolio protects against these risks, providing a profound sense of security and protecting your business from potential financial setbacks. This assurance lets you concentrate on what you do best—managing your projects.
Protect Against the Unpredictable
Our insurance programs are designed to safeguard your business from third-party actions and unforeseen claims, ensuring your financial stability. With highly competitive rates, excellent coverage, and fast customer service, our dedicated insurance specialists will help you find the ideal protection tailored to your needs. Reach out today for a quick, no-obligation quote and secure your company’s future against the unpredictable.
Our Recommended Products
General Liability
General Liability
A comprehensive insurance protection package is built upon a solid foundation of general contractors’ liability coverage.
Many state licensing boards mandate that general contractors’ liability insurance be in place prior to the commencement of business operations.
For general contractors aware of the constant risks present at an active job site, obtaining insurance coverage that includes protection for bodily injury liability, property damage liability, defense costs, and often, products-completed operations is crucial.
A general contractor liability policy provides this vital protection.
Workers' Comp
Workers' Comp
A general contractors’ workers’ compensation policy protects your employees in the event of job-related injuries or illnesses.
General contractor workers’ comp insurance covers medical bills, lost wages, and funeral expenses.
The minimum coverage limits are determined by the state in which you operate.
Most states impose severe penalties and fines on employers who do not maintain continuous general contractors’ workers’ compensation coverage.
Surety Bonds
Surety Bonds
A general contractors’ surety bond is a protection product that guarantees that you will fulfill your contractual obligations as per your bid, and subcontractors and vendors get paid upon completion.
Most states require a general contractor surety bond before commencing business operations.
Commercial Auto
Commercial Auto
General contractors who use personal vehicles for business purposes, such as transporting tools, equipment, and construction supplies, require commercial auto insurance to safeguard against an at-fault accident, theft, or vandalism.
General contractors’ commercial auto insurance allows for unlimited work vehicles and drivers.
A general contractor commercial policy will provide coverage up to $1 million combined single limits.
Inland Marine
Inland Marine
General contractors rely on expensive tools and equipment for daily business operations.
General contractors’ tool and equipment insurance provides essential coverage against potential risks such as damage or theft during transit, storage, or at the job site.
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