What is Cabinet Installers’ General Liability?

A cabinet installers’ general liability policy is the standard coverage business owners turn to when things go wrong at the premises or a job site. It provides financial protection against the most common business claims.

Why do I need it?

Business Protection – The primary purpose of cabinet installers’ liability insurance is to protect businesses from lawsuits arising from:

• Liability Caused By Accidents
• Liability Assumed Under a Contract
• The Insureds Products
• Liability Caused By Employees

Company Compliance – Most state licensing boards and project owners mandate a valid certificate of insurance before commencing operations.
Marketing Benefits – By presenting evidence of insurance for cabinet installers’ general liability, business owners can demonstrate to potential clients that they prioritize accountability for their operations and products, establishing an advantage over competitors and increasing their chances of securing bids.
Property Landlords – Most commercial management companies require business owners to provide proof of adequate cabinetry contractor general liability coverage to obtain a lease.

What does it Cover?

Cabinet installation contractors’ general liability insurance is essential as it provides financial protection to businesses in the event of third-party bodily injury and property damage claims, covering legal defense costs and damages up to the policy limit.

It protects cabinetry contractors from unforeseen expenses caused by incidents such as:

• Third-Party Bodily Injury Claims
• Third-Party Property Damage Claims
• Business Products/Completed Operations Claims
• Third-Party Personal/Advertising Injury Claims

What is a Certificate of Insurance?

A certificate of insurance is an official document verifying a cabinet installer’s general liability limits and coverages.

What is an Additional Insured?

An additional insured (AI) is a person or entity other than the policyholder covered by an insurance policy. It is the most frequently requested endorsement on a typical general liability policy for cabinet installation contractors.

How much is it?

The cost of general liability insurance for cabinet makers and installers is determined based on factors such as the type of work done, claims history, location, and previous coverage.

Our team of experts will work with top-rated insurance markets to find the best coverage options that meet your business needs and budget.

What are my Payment Options?

Our carriers offer various payment options when purchasing your cabinet installers’ general liability.

Full Payment Option – Pay the premium with one payment.
Direct Bill Option – Pay the monthly premium to the carrier directly.
Financing Option – Pay the monthly premium through a finance company.

Why choose Fairbanks Insurance Brokers?

With a focus exclusively on the construction industry, Fairbanks Insurance Brokers offers expert knowledge to prospective clients seeking cabinet installers’ insurance policies.

Our partnerships with top providers in the field enable us to offer unprecedented access to the most competitive markets, ensuring the lowest rates for residential and commercial risks.