What is Concrete Contractors’ General Liability?

Concrete contractors’ general liability insurance is a crucial form of financial protection against typical business claims arising from accidents or damage at a construction project or your premises.

Why do I need it?

Business Protection – The primary purpose of general liability insurance for concrete contractors is to safeguard businesses against legal actions arising from the following:

• Incidents Resulting in Liability
• Liability Assumed Under a Contract
• Products Fabricated by the Insured
• Employee-Related Liability

Company Compliance – In numerous cases, state licensing agencies and project owners mandate a valid concrete contractor liability insurance certificate before initiating operations.

Marketing Benefits – Showing evidence of liability insurance for your concrete business assures potential clients of your responsibility for your operations and products, providing your business with a competitive edge in obtaining a bid over other estimates.

Property Landlords – Commercial management firms typically require business owners to furnish proof of adequate general liability coverage for a concrete contractor to secure a lease.

What does it Cover?

Business liability insurance for concrete contractors provides coverage for legal costs and damages up to the specified limits in the event of third-party bodily injury or property damage, safeguarding against unanticipated expenses resulting from typical incidents like:

Bodily Injury – Claims related to third-party bodily injury.
Property Damage – Claims related to third-party property damage.
Products-Completed Operations – Claims related to your products or services performed offsite.
Personal-Advertising Injury – Claims related to violating a third party’s rights or reputation.
Medical Payments – Claims arising from injuries to a third party due to your operations or premises.

What is a Certificate of Insurance?

Certificates of insurance (COI) are formal documents confirming the existence of a general liability policy, its coverage, and limits for concrete contractors.

What is an Additional Insured?

An additional insured (AI) is an individual or organization that receives coverage under a policy other than the policyholder. This is a standard endorsement found on liability insurance policies for concrete contractors.

How much is it?

A concrete contractor liability insurance quote is calculated based on several rating factors, including the type of work performed, claims history, coverage location, and previous or current policies.

Our team of specialists will gather quotes from the nation’s leading insurers to help you secure the ideal coverage for your business needs and budget.

What are my Payment Options?

Multiple payment options are available for purchasing concrete contractors’ commercial liability insurance.

Full Payment Option – Pay the premium with one payment.
Direct Bill Option – Pay the monthly premium to the carrier directly.
Financing Option – Pay the monthly premium through a finance company.

What Sets Fairbanks Apart from Other Brokers?

Our licensed pros have extensive experience crafting customized general liability quotes that meet the unique requirements of each concrete contractor.

Whether you’re looking for affordable coverage or tailored protection, we have the expertise to provide comprehensive and effective insurance solutions for any budget.