What is Landscapers’ General Liability?

A landscapers’ general liability policy, also referred to as landscaping contractors’ liability insurance, is the standard coverage company owners turn to when things go wrong at the premises or a job site. It provides financial protection against the most common business claims.

Why do I need it?

Business Protection – The main objective of landscape business liability insurance is to shield companies from lawsuits that emerge due to:

• Liability Caused By Accidents
• Liability Assumed Under a Contract
• Liability Caused By Products
• Liability Caused By Workers

Company Compliance – Commencing operations usually necessitates business owners to obtain a valid certificate of landscape contractor general liability insurance, a requirement set forth by most state licensing boards and project owners.

Marketing Benefits – The presentation of commercial liability insurance for landscapers serves as a compelling way for businesses to showcase their focus on operational and product accountability, differentiating themselves from competitors and significantly increasing their bid success rate.

Property Landlords – Adequate general liability coverage for landscaping contractors is typically a prerequisite most property management companies impose to obtain a lease.

What does it Cover?

The significance of general liability insurance for landscapers lies in its provision of financial protection against third-party claims.

This indispensable coverage mitigates the impact of unexpected costs that can arise from everyday incidents such as:

• Bodily Injury
• Property Damage
• Products-Completed Operations
• Personal-Advertising Injury

What is a Certificate of Insurance?

Certificates of insurance are official documents that authenticate a landscape contractor’s general liability policy, limits, and coverage.

What is an Additional Insured?

When it comes to contractors’ insurance, an additional insured refers to a person or entity, other than the policyholder, that is provided with coverage under a policy. This endorsement is a frequently sought-after inclusion in general liability insurance for landscaping businesses.

How much is it?

When obtaining a general liability quote for landscapers, pricing is influenced by various factors such as the type of work conducted, claims history, location, and previous coverage.

Our team of specialists will liaise with top-rated insurance markets to source the best coverage options that suit your business requirements and budgetary considerations.

What are my Payment Options?

Our carriers offer various payment options when purchasing your landscaping general liability policy.

Full Payment Option – Pay the premium with one payment.
Direct Bill Option – Pay the monthly premium to the carrier directly.
Financing Option – Pay the monthly premium through a finance company.

Why run with Fairbanks Insurance Brokers?

Concentrating solely on the construction industry, we deliver specialized expertise to prospective clients in need of business liability insurance for landscaping contractors.

Our partnerships with the nation’s premier providers grant unmatched access to fiercely competitive markets, resulting in the most cost-effective rates for residential and commercial risks.