What is Tree Service General Liability?

Tree service general liability insurance provides financial protection against the most common business claims. This policy is the go-to coverage business owners rely on if something goes wrong at a job site or premises.

Why do I need it?

Business Protection – The main objective of general liability insurance for tree contractors is to provide businesses with protection against potential legal actions that may result from the following:

• Liability from Unforeseen Accidents
• Liability Assumed Under a Contract
• Liability from Product-Related Incidents
• Liability from Actions of Workers

Company Compliance – Before commencing operations, most state licensing departments and project owners require proof of tree care liability coverage.

Marketing Benefits – Highlighting arborist liability insurance demonstrates a sense of accountability, provides a competitive advantage, and fosters client confidence by ensuring added protection against unexpected occurrences. This distinction enhances the chances of winning the bid compared to other estimates.

Property Landlords – Commercial management companies commonly request tenants to supply evidence of adequate tree care business insurance as part of the leasing process.

What does it Cover?

Insurance for tree trimming and removal companies protects businesses by covering legal expenses and damages, up to the policy limits, in case of liability for bodily injury or property damage to a third party.

This specific type of contractors’ insurance acts as a shield for business owners, guarding them against unforeseen costs related to common incidents, which may include:

• Bodily Injury – Claims of liability for bodily harm suffered by third parties.
• Property Damage – Claims of liability for property damage suffered by third parties.
• Products and Completed Operations – Claims of liability for incidents involving products or services that occur offsite.
• Personal and Advertising Injury – Claims of liability for violations of third-party intellectual rights or harm to reputation.
• Medical Payments – Claims of liability for third-party injuries resulting from your premises or operations.

What is a Certificate of Insurance?

A certificate of insurance (COI) is an official document that confirms commercial liability insurance for tree services. This document contains crucial details regarding the coverage and specified limits.

What is an Additional Insured?

An additional insured refers to an individual or entity who is not the policyholder but, under specific circumstances, may be eligible for coverage under a tree contractors’ insurance policy.

How much is it?

The premium for a tree service insurance quote is calculated by considering various factors such as the scope of work, claims history, coverage area, and existing policies.

Our team of experts will collect quotes from top wholesalers across the country, ensuring that we secure the ideal coverage that matches your business needs and budget.

What are my Payment Options?

Several payment options are available for purchasing your landscaping liability insurance for tree work.

Full Payment Option – Pay the premium with one payment.
Direct Bill Option – Pay the monthly premium to the carrier directly.
Financing Option – Pay the monthly premium through a finance company.

What Sets Us Apart from Other Insurance Providers?

Our licensed pros, with years of experience, specialize in creating cost-effective general liability policies for tree contractors. If you’re seeking affordable coverage that precisely aligns with your specific requirements, look no further, your search ends here.