What is Construction Clean-Up General Liability?

Construction clean-up contractors rely on their general liability policy to safeguard their finances against common business claims. Liability insurance is the go-to coverage when something goes wrong on a construction site or premises. With a construction clean-up contractors’ general liability policy, you can have peace of mind knowing your business is protected.

Why do I need it?

Business Protection – The primary purpose of construction clean-up contractors’ business liability insurance is to defend company owners against lawsuits that arise from the following:

• Business Liability
• Liability Assumed Under a Contract
• Product Liability
• Liability from Employees

Company Compliance – Various state licensing boards and project owners require a valid insurance certificate before commencing operations.

Marketing Benefits – Providing evidence of construction clean-up contractors’ liability insurance assures potential clients that you are responsible for your work, giving your business an advantage in winning a bid.

Property Landlords – Most commercial leasing companies require evidence of adequate construction clean-up contractors’ business liability coverage to obtain a lease.

What does it Cover?

Construction clean-up contractors’ general liability insurance covers legal expenses and damages up to the written limits if you are liable for injury or property damage to a third party.

It shields businesses from unanticipated expenditures relating to such common claims:

• Bodily Injury – Business claims that arise from injury to a third party.
• Property Damage – Business claims from property damage to a third party.
• Products/Completed Operations – Business claims that arise from your products or completed operations away from your location.
• Personal/Advertising Injury – Business claims that arise from infringing on a third party’s reputation or intellectual rights.
• Medical Payments – Business claims that arise from injury to a third party (non-employee) due to an accident on your premises or your work.

What is a Certificate of Insurance?

A certificate of insurance (COI) verifies a construction clean-up contractor’s liability policy’s existence, coverage, and limits.

What is an Additional Insured?

The term “additional insured” (AI) pertains to an individual or entity other than the policyholder who receives coverage under a construction clean-up contractor liability insurance policy. It is a frequently requested endorsement for standard general liability policies for construction clean-up contractors.

How much is it?

The rates for general liability insurance for construction clean-up contractors are determined based on several factors, such as the nature of the work done, previous claims history, location of operations, and previous or ongoing insurance coverage.

Our team of proficient professionals will scour through the quotes offered by the top wholesalers to find the most suitable coverage option that aligns with your budget and specific business requirements.

What are my Payment Options?

Our programs offer various payment options when purchasing your general liability insurance.

Full Payment Option – Pay the premium with one payment.
Direct Bill Option – Pay the monthly premium to the carrier directly.
Financing Option – Pay the monthly premium through a finance company.

Why choose Fairbanks Insurance Brokers?

We focus exclusively on construction companies.

Our relationships with the nation’s top construction clean-up contractors’ insurance carriers have granted us unprecedented access to the most competitive markets, resulting in the lowest rates for residential or commercial risks.