General contracting in California comes with plenty of moving parts—and potential liability. When juggling subs, schedules, and site safety, one slip-up can lead to big-time claims. Fairbanks Insurance Brokers helps builders across California secure cheap, rock-solid Liability Insurance for General Contractors so you can focus on work, not battling lawsuits.

Why General Contractors Need this Coverage

General contractors oversee every phase of a construction project, managing subcontractors, timelines, budgets, and quality control. With that much responsibility, risk is always part of the job. Whether you’re building new homes, flipping properties, or taking on commercial developments, liability insurance protects you when things go sideways.

What Does General Contractor Liability Insurance Cover?

• 🏚 Property Damage
  Covers accidental damage to a client’s property.
  Example: A subcontractor drops a heavy beam that cracks the marble flooring—your policy helps pay for repairs.
• 🤕 Bodily Injury
  Pays for injuries to third parties at your job site.
  Example: A visitor trips over materials and breaks an ankle—your insurance covers medical bills and legal claims.
• ⚖️ Legal Fees and Settlements
  Helps cover your defense if you’re sued.
  Example: You’re dragged into a lawsuit over property damage caused by your crew — your insurance helps cover defense costs.
• 📣 Advertising Injury
  Covers slander, libel, and copyright-related claims.
  Example: A competitor claims your ad falsely discredited their business — your insurance helps cover legal costs.
• 🛠 Products-Completed Operations
  Provides coverage even after the job’s done.
  Example: A finished deck collapses months later due to structural issues—this coverage has your back.

Dial (866) 805-3800 for Cheap General Contractor Insurance Quotes in California.

Protecting General Contractors Across California

Fairbanks Insurance Brokers proudly supports contractors across California. From the skyscrapers of San Francisco to the sun-soaked projects in Bakersfield and everywhere in between. Wherever your projects take you in the Golden State, you can count on us for affordable and reliable insurance.

3 Quick and Easy Ways to Get a Quote

Getting insured is faster than a blade on a circular saw. Choose what works for you:

1. 📞 Call Us – Speak with a real human who gets GC life.
2. 💻 Online Form – Quick, easy, and mobile-friendly.
3. 💬 Chat with Us – Use our live chat for quick, personalized assistance.

Your Business Builds California — We Help Protect It

At Fairbanks Insurance Brokers, we’re here to help you lay the foundation for a secure and successful business—one smart policy at a time.

Fairbanks Insurance Brokers — The Nation’s Ultimate Source for Discount Contractors Insurance!