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Carpentry Contractor General Liability MascotGet A QuoteNot another cent! Stop overpaying for carpenter insurance today!
Just a few short minutes can save you up to 65% or more with
the nation's leading contractors’ general liability carriers –

Insurance

General
Liability

Carpenters

Carpenters

General Liability

Insurance

Stop getting hammered with overpriced insurance premiums!
A few minutes can save you up to 65% or more with the nation’s highest-rated general liability carriers –

Coverage For Your Business

With access to the nation's premier Carpentry Contractors' General Liability programs, our team of experts will craft a policy unique to your trade, allowing you to focus on the core aspects of your business - growth and success –

What is Carpenters’ General Liability?

Carpenters’ general liability insurance offers financial protection against typical business claims and is the go-to coverage for carpenters when issues arise at their job sites or premises.

Why do I need it?

Business ProtectionCarpenters’ general liability insurance’s primary intention is to protect businesses against legal actions stemming from the following:

  • Accidents Resulting in Liability
  • Contractual Liability
  • Products Manufactured by the Policyholder
  • Liability Associated with Employees

Company Compliance – Before commencing operations, many state licensing departments and project owners require a valid certificate of liability insurance for carpenters.

Marketing Benefits – Presenting proof of your carpentry business’s liability insurance assures potential clients that you are accountable for your operations and products, giving your business a competitive advantage over other estimates in securing a bid.

Property Landlords – To obtain a lease, most commercial management companies necessitate that business owners provide proof of sufficient carpenter general liability coverage for their company.

What does it Cover?

Carpenters’ business liability insurance covers legal expenses and damages up to the specified limits if you are found liable for bodily injury or property damage to a third party.

It protects carpenters from unforeseen expenses relating to common incidents, such as:

Bodily Injury – Claims related to bodily injury sustained by a third party.
Property Damage – Claims related to property damage sustained by a third party.
Products-Completed Operations – Claims related to your products or services performed by your business offsite.
Personal-Advertising Injury – Claims related to violating a third party’s intellectual rights or reputation.
Medical Payments – Claims related to injuries sustained by a third party at your premises or by your operations.

What is a Certificate of Insurance?

A certificate of insurance (COI) is a formal document that confirms the existence of a general liability policy, its coverage, and limits for carpentry contractors.

What is an Additional Insured?

An additional insured (AI) is a person or organization covered on an insurance policy other than the policyholder. It is a common endorsement of a standard carpentry contractor general liability policy.

How much is it?

The premium for carpenters’ liability insurance is determined based on various factors such as the nature of work, past claims record, coverage area, and prior or ongoing policies.

Our team of professionals will work to obtain quotes from the top wholesalers in the country to secure the best coverage for your business needs and budget.

What are my Payment Options?

Multiple payment options are available for purchasing your carpentry contractors’ CGL policy.

Full Payment Option – Pay the premium with one payment.
Direct Bill Option – Pay the monthly premium to the carrier directly.
Financing Option – Pay the monthly premium through a finance company.

Why go with Fairbanks Insurance Brokers?

With years of experience, our licensed specialists excel at tailoring general liability policies to fit the specific needs of every contractor. Look no further if you’re seeking affordable coverage that meets your requirements – we have you covered.

GET A FREE QUOTE NOW

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    General Liability


    Appliance installation contractors’ general liability will be the foundation of protection for your business.

    This vital coverage safeguards your business against bodily injury, property damage, and products/completed operations complaints, offering defense costs for third-party lawsuits.

    Workers' Comp


    Most states mandate that appliance installation businesses provide their employees with appliance installers’ workers’ compensation insurance before initiating operations.

    An appliance installation contractors’ workers’ compensation policy will provide financial benefits for medical expenses and lost wages.

    Surety Bonds


    Appliance installation contractors’ surety bonds are a consumer protection product that financially guarantees a project will complete according to the agreed-upon terms of a bid.

    Various job owners or state regulators may require an appliance installation contractors’ surety bond before being allowed to bid on a project.

    Commercial Auto


    Typically, appliance installers will have light and heavy work trucks requiring an appliance installation contractor commercial auto policy to ensure their vehicles can be repaired or replaced in case of an accident, vandalism, or theft.

    An appliance installers’ business auto policy — also known as appliance installation contractors’ commercial auto insurance, provides essential coverage for the following:

    • Combined Single Limits (CSL)
    • Bodily Injury & Property Damage
    • Comprehensive & Collision Damage
    • Uninsured & Underinsured Motorist
    • Hired & Non-Owned Vehicles
    • Medical Payments
    • And Much More

    Inland Marine


    An appliance installation contractor inland marine policy will reimburse expenses to repair or replace tools and equipment.

    Appliance installation contractors’ tool and equipment insurance provides a broad range of coverage for such common perils:

    • Fire Damage
    • Wind Damage
    • Hail Damage
    • Water Damage