What is Carpet Cleaners’ General Liability?

General liability insurance for carpet cleaners provides financial protection against typical business claims. It is the coverage carpet cleaning services rely on when issues arise at their job sites or premises.

Why do I need it?

Business Protection – Carpet cleaner general liability insurance’s primary intention is to protect businesses against legal actions stemming from the following:

• Accidents Resulting in Liability
• Liability Assumed Under a Contract
• Products Fabricated by the Policyholder
• Liability Associated with Workers

Company Compliance – A valid certificate of liability insurance for carpet cleaning services is often required by state licensing departments and project owners before the start of operations.

Marketing Benefits – By providing evidence of your carpet cleaning business’s liability insurance, you demonstrate accountability for your operations and products, giving you a competitive edge over other estimates when securing a bid from potential clients.

Property Landlords – Most commercial property managers require business owners to provide evidence of adequate carpet cleaning business insurance to procure a lease.

What does it Cover?

Carpet cleaning businesses’ commercial liability insurance provides coverage for legal expenses and damages up to the predetermined limits if they are held accountable for causing third-person injury or property damage.

This insurance protects them from unexpected costs related to typical incidents, including:

Bodily Injury – Claims pertaining to bodily injury suffered by a third party.
Property Damage – Claims concerning property destruction incurred by a third party.
Products-Completed Operations – Claims associated with the products or services offered by your business at a location other than your own.
Personal-Advertising Injury – Claims arising from the infringement of a third party’s intellectual property rights or reputation.
Medical Payments – Claims concerning injuries suffered by a third party on your premises or as a result of your operations.

What is a Certificate of Insurance?

A Certificate of Insurance (COI) is a document that verifies the presence of a general liability policy, as well as its coverage and limits for contractors providing carpet cleaning services.

What is an Additional Insured?

An additional insured (AI) refers to an individual or organization covered under an insurance policy apart from the policyholder. It is a common endorsement requested of standard carpet cleaning general liability policies.

How much is it?

The cost of carpet cleaning liability insurance is calculated based on several factors, including the type of work, past claims history, coverage area, and prior or current policies.

Our team of experts will procure quotes from the leading wholesalers across the country to obtain the best coverage options that fit your business needs and financial plan.

What are my Payment Options?

Multiple payment options are available for purchasing your carpet cleaners’ general liability quote.

Full Payment Option – Pay the premium with one payment.
Direct Bill Option – Pay the monthly premium to the carrier directly.
Financing Option – Pay the monthly premium through a finance company.

What sets Fairbanks Insurance Brokers apart?

Our licensed professionals possess extensive experience in customizing general liability policies to meet the unique needs of each carpet cleaning contractor.

If you’re in search of cost-effective coverage that fulfills your criteria, you need not look any further – we have got you covered!