What is Demolition Contractors’ General Liability?

Demolition contractors’ general liability insurance is vital for safeguarding your finances from typical business claims that may arise due to accidents or damage that occur at your construction project or premises.

Why do I need it?

Business Protection – General liability insurance for demolition contractors serves as a means of protecting businesses from legal actions that may arise due to the following reasons:

• Liability Arising from Accidents
• Liability Arising from Contractual Agreements
• Liability Arising from Products Fabricated by the Policyholder
• Liability Arising from Employee-Related Incidents

Company Compliance – Various state licensing agencies and job owners require demolition contractors’ commercial liability insurance certificates before starting operations.

Marketing Benefits – Showing proof of liability insurance for demolition contractors indicates to prospective customers that you are accountable for your operations and products, giving your business a competitive advantage over other estimates when bidding for a project.

Property Landlords – To secure a lease, commercial management companies typically require business owners to provide evidence of sufficient general liability coverage for a demolition contractor.

What does it Cover?

Demolition contractors’ business liability insurance offers coverage for legal expenses and damages up to the predetermined limits in case of bodily injury or property damage caused to a third-party, providing protection against unexpected costs arising from common incidents such as:

Bodily Injury – Claims pertaining to bodily injury of a third party.
Property Damage – Claims pertaining to property damage to a third party.
Products-Completed Operations – Claims pertaining to your products or services performed offsite.
Personal-Advertising Injury – Claims pertaining to violating a third party’s rights or reputation.
Medical Payments – Claims pertaining to injuries to a third party due to your operations or premises.

What is a Certificate of Insurance?

Certificates of Insurance (COI) are official documents that verify the presence of a general liability policy, its coverage, and limits for demo contractors.

What is an Additional Insured?

An Additional Insured (AI) is a person or entity that obtains coverage under a policy other than the policyholder. It is a standard endorsement included in commercial general liability for demolition contractors.

How much is it?

A general liability insurance quote for demolition contractors is determined by various rating factors such as the nature of the work carried out, claims history, coverage location, and prior or existing policies.

Our team of specialists will shop the top insurance providers to help you obtain the perfect coverage for your demolition business requirements while staying within your budget.

What are my Payment Options?

We offer several payment options for purchasing commercial liability insurance for demolition contractors.

Full Payment Option – Pay the premium with one payment.
Direct Bill Option – Pay the monthly premium to the carrier directly.
Financing Option – Pay the monthly premium through a finance company.

What Sets Us Apart from Other Brokers?

Our licensed professionals have vast experience in creating personalized general liability policies that cater to the individual needs of every demolition contractor.

Whether you’re seeking cost-effective coverage or customized protection, we possess the knowledge and expertise to offer comprehensive and efficient insurance solutions that fit any budget.