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Door contractors’ insurance protects against the financial risks present at every stage of business operations.
Nearly every residential or commercial property features at least one door or gate made from various materials. If a door or gate malfunctions, these specialized contractors face risks of bodily injury, property damage, and product and completed operations claims. The potential for hazardous exposure is high due to the use of specialty tools and heavy lifting required during installation.
A robust commercial insurance package is needed to transfer this risk to a highly-rated carrier, ensuring financial stability and peace of mind.
With our low rates, excellent coverage, and unwavering customer service, our construction insurance pros are ready to help door and gate contractors find cost-effective coverage. You can trust our expertise to secure the right insurance today and safeguard your business’s future, preventing any financial setbacks. Reach out to us today for a custom-built quote.
Door contractors’ general liability insurance is the cornerstone of your doors and gates business protection.
This coverage is triggered when you or your employees are found liable for bodily injury or property damage. The policy will also respond to defense costs from lawsuits brought by a third party.
Multiple states require door and gate business owners to provide door installers’ workers’ compensation for their employees to become licensed contractors.
Accidents at job sites can result in workers becoming injured and missing work. Your door contractors’ workers’ comp policy will provide essential benefits for medical and lost wage expenses to help prevent you from being sued by your employees.
Unlike insurance protection, a door contractor surety bond is similar to a business line of credit.
Several states and project owners require a door and gate contractor surety bond before bidding on a project.
A door and gate installers’ surety bond financially guarantees your contractual obligations, and that subcontractors and suppliers get paid.
Door and gate contractors’ commercial auto insurance repairs or replaces company vehicles in case of an accident, vandalism, or theft during business operations.
With a door installer commercial auto policy, there is no limitation on the number of drivers or vehicles, and the policy limits reach $1 million CSL with most carriers.
Also known as door contractors’ tool and equipment insurance, this policy provides reimbursement to repair or replace lost or damaged tools and equipment.
Tools are essential to a contractor’s livelihood, so we always encourage door and gate contractors to consider this valuable coverage.