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Electrician General Liability MascotGet A QuoteStay grounded — don’t get lit up by unexpected rate surges!
Just a few minutes can save you up to 65% or more with the nation's
top-tier general liability carriers –





General Liability


Stay grounded — don’t get lit up by unexpected rate surges!
Just a few minutes can save you up to 65% or more with the nation’s top-tier general liability carriers –

Coverage For Your Business

With the enormous risks that Electrical Contractors face regularly, our general liability programs offer an economic safeguard against business claims –

What is Electrical Contractors’ General Liability?

Electrical contractors’ general liability, also referred to as electricians’ business liability insurance, provides financial protection against the most common business claims. This policy is the go-to coverage electricians rely on if something goes wrong at a job site or premises.

Why do I need it?

Business Protection – The fundamental aim of electricians’ general liability insurance is to protect businesses from lawsuits that stem from the following:

  • Business Liability
  • Liability Assumed Under a Contract
  • Products Liability
  • Employee Liability

Company Compliance – Various project owners and state regulators require a certificate of insurance prior to commencing operations.

Marketing Benefits – Demonstrating proof of electricians’ liability insurance gives potential clients a sense of assurance that you prioritize responsibility in your business operations and guarantee protection for both parties. It safeguards your business and enhances your professional reputation, increasing your chances of securing bids.

Property Landlords – Many commercial leasing companies require proof of adequate general liability for electrical contracting businesses to obtain a lease.

What does it Cover?

Electricians’ general liability insurance provides essential coverage for legal defense and damages up to policy limits if a third-party file a lawsuit against you for causing bodily injury or property damage.

Electricians’ liability insurance shields businesses from unexpected expenses arising from common incidents, including:

  • Bodily Injury
  • Property Damage
  • Products/Completed Operations
  • Personal/Advertising Injury
What is a Certificate of Insurance?

A certificate of insurance provides proof of coverage and limits required by clients, contractors, or other parties before entering into a business relationship.

What is an Additional Insured?

An additional insured (AI) is an individual or entity other than the policyholder covered under the policy. It is the most commonly requested endorsement of standard electrician general liability policies.

How much is it?

The cost of electricians’ general liability insurance is determined based on factors such as the nature of the work performed, prior or continuous coverage, claims history, and territory, among others.

With our assistance, electricians can compare rates and select a policy that provides the necessary protection against common risks, such as property damage, bodily injury, or product liability claims, at a price they can afford.

What are my Payment Options?

Our specialty programs offer multiple payment options when purchasing your general liability insurance for electrical contractors.

Full Payment Option – Pay the premium with one payment.
Direct Bill Option – Pay the monthly premium to the carrier directly.
Financing Option – Pay the monthly premium through a finance company.

Why choose Fairbanks Insurance Brokers?

We specialize in construction insurance, partnering with top providers for the best rates on electrical contractor insurance tailored to your needs and budget.


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    General Liability

    Appliance installation contractors’ general liability will be the foundation of protection for your business.

    This vital coverage safeguards your business against bodily injury, property damage, and products/completed operations complaints, offering defense costs for third-party lawsuits.

    Workers' Comp

    Most states mandate that appliance installation businesses provide their employees with appliance installers’ workers’ compensation insurance before initiating operations.

    An appliance installation contractors’ workers’ compensation policy will provide financial benefits for medical expenses and lost wages.

    Surety Bonds

    Appliance installation contractors’ surety bonds are a consumer protection product that financially guarantees a project will complete according to the agreed-upon terms of a bid.

    Various job owners or state regulators may require an appliance installation contractors’ surety bond before being allowed to bid on a project.

    Commercial Auto

    Typically, appliance installers will have light and heavy work trucks requiring an appliance installation contractor commercial auto policy to ensure their vehicles can be repaired or replaced in case of an accident, vandalism, or theft.

    An appliance installers’ business auto policy — also known as appliance installation contractors’ commercial auto insurance, provides essential coverage for the following:

    • Combined Single Limits (CSL)
    • Bodily Injury & Property Damage
    • Comprehensive & Collision Damage
    • Uninsured & Underinsured Motorist
    • Hired & Non-Owned Vehicles
    • Medical Payments
    • And Much More

    Inland Marine

    An appliance installation contractor inland marine policy will reimburse expenses to repair or replace tools and equipment.

    Appliance installation contractors’ tool and equipment insurance provides a broad range of coverage for such common perils:

    • Fire Damage
    • Wind Damage
    • Hail Damage
    • Water Damage