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Elevator Contractor General Liability MascotGet A QuoteSay goodbye to outrageous insurance costs!
A few short minutes can save you up to 65% or more with
the nation’s most reputable business liability carriers –



Elevator Contractors

Elevator Contractors

General Liability


Say goodbye to outrageous insurance costs!
A few short minutes can save you up to 65% or more with the nation’s most reputable business liability carriers –

Coverage For Your Business

With our Elevator Contractors' General Liability programs, you can have peace of mind through comprehensive coverage that offers the utmost protection –

What is Elevator Contractors’ General Liability?

The importance of general liability insurance for elevator contractors cannot be overstated, as it provides protection against claims that may result from accidents or damage at the job site or on their premises.

Why do I need it?

Business ProtectionElevator contractor liability insurance aims to minimize business owners’ vulnerability to potential legal claims resulting from the following factors:

  • Accident-Related Liability
  • Contract-Related Liability
  • Product-Related Liability
  • Employee-Related Liability

Company Compliance – As mandated by various state agencies and project owners, presenting elevator business liability insurance is typically required for contractors before they can begin work activities.

Marketing Benefits – Contractors can gain a competitive advantage in the bidding process by providing evidence of elevator installers’ business liability insurance, demonstrating their dedication to operational and product accountability to potential clients.

Property Landlords – As a prerequisite for securing a lease, commercial management firms commonly require businesses to furnish proof of adequate general liability coverage for elevator service contractors.

What does it Cover?

Elevator contractor liability insurance provides financial protection against unforeseen expenses arising from common incidents such as:

Bodily Injury – Claims of bodily injury by non-policyholder individuals.
Property Damage – Claims of property damage by non-policyholder individuals.
Products-Completed Operations – Claims for off-premises products or services rendered by the policyholder.
Personal-Advertising Injury – Claims for the infringement of third-party rights or defamation of their reputation.
Medical Payments – Claims for bodily injury suffered by third parties due to the policyholder’s operations or premises.

What is a Certificate of Insurance?

Evidence of liability insurance for elevator contractors is presented in the form of a certificate of insurance (COI), which specifies coverage details and limits.

What is an Additional Insured?

An additional insured (AI) endorsement is a standard provision in elevator contractors’ business insurance policies, extending coverage to individuals or organizations other than the policyholder.

How much is it?

Elevator contractors’ general liability quotes are determined by factors such as work type, claims history, coverage location, and their previous or current insurance policies.

Drawing on our team’s deep industry knowledge, we will meticulously search reputable insurance providers to find the best coverage for your business, carefully considering your budget.

What are my Payment Options?

We understand the importance of flexibility, which is why we offer various payment options when purchasing a commercial liability policy for elevator contractors.

Full Payment Option – Pay the premium with one payment.
Direct Bill Option – Pay the monthly premium to the carrier directly.
Financing Option – Pay the monthly premium through a finance company.

What Makes Fairbanks Insurance the Preferred Choice?

Whether you prioritize budget-friendly options or personalized protection, our team is committed to offering comprehensive insurance solutions that meet your specific needs.


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    General Liability

    Appliance installation contractors’ general liability will be the foundation of protection for your business.

    This vital coverage safeguards your business against bodily injury, property damage, and products/completed operations complaints, offering defense costs for third-party lawsuits.

    Workers' Comp

    Most states mandate that appliance installation businesses provide their employees with appliance installers’ workers’ compensation insurance before initiating operations.

    An appliance installation contractors’ workers’ compensation policy will provide financial benefits for medical expenses and lost wages.

    Surety Bonds

    Appliance installation contractors’ surety bonds are a consumer protection product that financially guarantees a project will complete according to the agreed-upon terms of a bid.

    Various job owners or state regulators may require an appliance installation contractors’ surety bond before being allowed to bid on a project.

    Commercial Auto

    Typically, appliance installers will have light and heavy work trucks requiring an appliance installation contractor commercial auto policy to ensure their vehicles can be repaired or replaced in case of an accident, vandalism, or theft.

    An appliance installers’ business auto policy — also known as appliance installation contractors’ commercial auto insurance, provides essential coverage for the following:

    • Combined Single Limits (CSL)
    • Bodily Injury & Property Damage
    • Comprehensive & Collision Damage
    • Uninsured & Underinsured Motorist
    • Hired & Non-Owned Vehicles
    • Medical Payments
    • And Much More

    Inland Marine

    An appliance installation contractor inland marine policy will reimburse expenses to repair or replace tools and equipment.

    Appliance installation contractors’ tool and equipment insurance provides a broad range of coverage for such common perils:

    • Fire Damage
    • Wind Damage
    • Hail Damage
    • Water Damage