A quick call or online quote can save you up to 65% or more
with the nation's highest-rated insurance programs –
Excavators
Insurance
Excavators Insurance
Don’t let outrageous insurance costs bulldoze your budget!
A quick call or online quote can save you up to 65% or more with the nation’s highest-rated insurance programs –
Coverage for Excavation Contractors
With access to the nation's top construction insurance programs, our specialty packages protect Excavation Contractors from business claims without straining your budget –
What is Excavation Contractors’ Insurance?
Excavation contractors’ insurance provides comprehensive, all-in-one protection against financial risks at every stage of business operations.
Why Do I Need It?
As excavation contractors are in the dirt work business, the need for the right insurance coverage is paramount. These specialists dig, move, and grade earth using various types of heavy equipment and machinery, which exposes employees and third parties to significant injury or property damage. Without the right insurance coverage, even a small mishap can lead to severe financial consequences.
A comprehensive insurance package is not just important, it’s essential to protect against unforeseen business claims.
Protect Against the Unpredictable
With fiercely competitive rates, exceptional coverage, and dedicated service, we ensure excavation contractors have the protection they need. Invest in your business’s longevity by contacting us for a fast, no-obligation quote. Experience the confidence that comes with our customized insurance solutions designed to offer the protection and peace of mind your business needs.
Our Recommended Products
General Liability
General Liability
Every excavation contractor should carry excavators’ general liability insurance with sufficient limits to provide a financial safeguard from third-party lawsuits.
Excavation contractors’ general liability insurance will provide defense costs that can contribute significant expenses to a claim.
Workers' Comp
Workers' Comp
Most state licensing boards are adamant that excavation contractors be responsible for job-related injuries and illnesses to their employees.
Excavators’ workers’ compensation will provide coverage for work-related injury or illness.
Most states can impose significant penalties and fines for not maintaining an excavation contractor workers’ compensation policy if you employ at least one worker.
Surety Bonds
Surety Bonds
Most states require an excavation contractors’ license bond to be filed with the state board to activate, reactivate, or renew a license.
An excavators’ surety bond is for the benefit of consumers damaged from defective construction or license law violations.
Bid, payment, and performance bonds will be common for larger excavation projects.
Commercial Auto
Commercial Auto
Most excavation contractors use light to heavy vehicles and trailers to transport tools and equipment during operations, all of which can present significant risks for the business.
The vehicles insured under an excavation contractors’ commercial auto policy can select higher liability limits to protect your business in the event of an accident.
Inland Marine
Inland Marine
Excavation equipment is very expensive to purchase or replace.
Excavators’ inland marine insurance — also known as an excavation contractors’ tool and equipment policy — will provide financial assistance if the equipment is damaged by a covered peril or go missing.
GET A FREE QUOTE NOW
