What is Framing Contractors’ General Liability?

General liability insurance for framing contractors plays a vital role in protecting against claims arising from accidents or damage at the job site or on their premises.

Why do I need it?

Business Protection – The fundamental goal of liability insurance for framers is to mitigate business owners’ exposure to potential legal claims arising from the following factors:

• Accident-Based Liability
• Liability Assumed Under a Contract
• Product-Based Liability
• Employee-Based Liability

Company Compliance – Before starting work activities, business owners must generally present certificates of framers’ liability insurance to state agencies and project owners.

Marketing Benefits – By presenting proof of framers’ business liability insurance, contractors can enhance their competitive advantage in bidding, showcasing their dedication to accountability for operations and products to potential clients.

Property Landlords – Commercial management firms commonly require businesses to provide proof of sufficient framing contractor general liability coverage as a prerequisite for securing a lease.

What does it Cover?

Framer business liability insurance offers financial protection for unexpected expenses stemming from routine incidents such as:

Bodily Injury – Bodily injury claims from individuals other than the policyholder.
Property Damage – Property damage claims from individuals other than the policyholder.
Products-Completed Operations – Off-premises claims for products or services rendered.
Personal-Advertising Injury – Claims related to the infringement of a third party’s rights or defamation of their reputation.
Medical Payments – Third-party bodily injury claims arising from the policyholder’s operations or premises.

What is a Certificate of Insurance?

Proof of framers’ general liability insurance is demonstrated through a certificate of insurance (COI), which highlights coverage details and limits.

What is an Additional Insured?

An additional insured (AI) endorsement is a standard policy form in business insurance for framing contractors, providing coverage to individuals or organizations beyond the policyholder.

How much is it?

Several elements impact the price of a business liability insurance quote for framers, including the type of work performed, claims history, coverage location, and previous or existing policies.

Leveraging our team’s extensive industry knowledge, we will diligently search among trusted insurance providers to find the optimal coverage for your business, always keeping your budget in mind.

What are my Payment Options?

We provide a variety of payment options when acquiring a framers’ commercial liability policy.

Full Payment Option – Pay the premium with one payment.
Direct Bill Option – Pay the monthly premium to the carrier directly.
Financing Option – Pay the monthly premium through a finance company.

Why is Fairbanks Insurance the Preferred Choice?

Whether your focus is on affordable coverage or personalized protection, our team stands ready to deliver comprehensive insurance solutions that are both effective and considerate of your budget.