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General

Engineers Insurance

Dig into a rate reduction in your insurance budget!
Just a couple minutes can save you up to 65% or more with the nation’s top contractors’ insurance programs –

Coverage for General Engineering Contractors

With low rates and dependable service, our General Engineers' Insurance packages deliver affordable coverage options with automatic discounts for maximum savings –

What is General Engineering Contractors’ Insurance?

General Engineering Contractors’ Insurance provides essential coverage to safeguard against the financial risks inherent in everyday construction projects.

Why Do I Need It?

A general engineering contractor’s operations involve planning, coordinating, and managing construction projects, such as excavation, grading, road construction, bridge building, and other public works. These contractors are responsible for ensuring that all work meets safety and quality standards, complies with laws and regulations, and properly supervise and coordinate the work of architects, engineers, subcontractors, and other professionals.

General engineers face significant risks, including accidents, injuries, property damage, equipment loss, and project delays or cost overruns.

Having comprehensive insurance coverage—including general liability, workers’ compensation, and professional liability insurance—is vital for mitigating these risks. It ensures your business is protected, allowing you to focus on your projects with confidence, without the worry of potential financial setbacks.

Protect Against the Unpredictable

General engineering contractors navigate complex projects that involve significant risks, from coordinating large teams to managing high-value materials and equipment. Our tailored insurance programs offer robust protection, ensuring your business remains secure against unforeseen claims. With competitive rates and rock-solid coverage, you can focus on delivering successful projects, knowing you’re protected. Getting a fast, no-obligation quote is as simple as a call or click away, making the process of fortifying your business’s future easy and stress-free. Protect against the unpredictable with General Engineering Contractors’ Insurance.

Our Recommended Products

General Liability


The cornerstone of a complete insurance protection package is anchored on the general engineering contractors’ liability coverage.

Before starting business operations, several state licensing boards require that general engineers carry contractors’ liability insurance.

General engineering contractors who are conscious of the ever-present hazards at a worksite understand the importance of securing insurance coverage that encompasses bodily injury liability, property damage liability, defense costs, and products-completed operations.

General engineers’ contractor liability insurance provides this critical safeguard.

Workers' Comp


A general engineers’ workers’ compensation policy covers your employees in the event of job-related injuries or occupational illnesses.

General engineering contractor workers’ comp insurance provides essential coverage for medical bills, lost wages, and funeral expenses.

Employers who do not maintain uninterrupted workers’ compensation coverage for general engineers may face steep fines and penalties imposed by most states.

Surety Bonds


A general engineering contractor bond is a protection product that ensures compliance with contractual obligations stated in your bid and guarantees payment to subcontractors and vendors upon project completion.

Before commencing business operations, most states require a general engineers’ surety bond.

Commercial Auto


General engineering contractors’ commercial auto insurance offers protection against various risks, such as property damage, bodily injury, comprehensive loss, collision loss, and more.

General engineers’ commercial auto coverage protects your vehicles if the contracting business or a covered driver is found liable for an at-fault accident, theft, or damage caused by an accident or vandalism.

A general engineering contractors’ commercial auto insurance policy can offer a combined single limit of up to $1 million, including coverage for hired and non-owned autos, with no limits on the number of drivers or vehicles covered.

Additionally, the policy can provide coverage options unavailable on a standard personal auto insurance policy.

Inland Marine


A general engineering contractors’ tool and equipment insurance policy offers reimbursement to your business for typical hazards, including theft, wind, hail, fire, water, and other damages that may occur while transporting equipment, tools, or materials.

General engineering contractor’s inland marine insurance covers all types of property and assets, such as business products, equipment, and tools that may be located at a job site, in transit, or stored at an off-site location, against a wide range of risks.

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