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HVAC contractors’ insurance is a comprehensive solution that shields your business from the full spectrum of financial risks and liabilities that arise in day-to-day operations.
HVAC contractors handle the complex tasks of installing, repairing, and maintaining heating, ventilation, and air conditioning systems. These operations involve significant liability exposures due to the intricate nature of the work. When issues arise at the job site, your business must rely on a reputable, highly rated contractors’ insurance carrier to provide the financial support needed to resolve customer claims and damages.
For HVAC technicians, insurance is not just a safety net; it’s an absolute necessity. It’s the key to protecting your business from the financial setbacks of workplace accidents and unintended property damage on each project. Without it, your business could be at serious risk.
With low rates, robust coverage, and fast and friendly customer service, our dedicated professionals will help you secure the best protection to safeguard your business from third-party claims and unforeseen damages, ensuring financial stability. Don’t wait until it’s too late. Get a fast, hassle-free quote today and secure your company’s future against the unpredictable with HVAC contractors’ insurance.
An HVAC contractors’ general liability policy will provide a defense against a third-party liability claim for injuries or property damage.
General liability coverage is the cornerstone of your HVAC contractors’ insurance package.
Workers’ comp insurance will protect your employees if they are injured or become ill from a job-related incident.
HVAC contractors’ workers’ compensation will help pay for medical expenses, lost wages, and funeral expenses.
The state you work in will define the minimum required coverage limits for your HVAC contracting business for your business to become licensed.
Most states require an HVAC contractors’ bond before operating their business.
Your HVAC surety bond provides a financial guarantee to your customers that you will complete the job according to your bid and that any subcontractors or vendors get paid when the job is complete.
HVAC contractors’ business vehicles that transport tools and equipment should consider a contractor’s commercial auto and truck policy for appropriate protection if the vehicle’s damaged in an accident, stolen, or vandalized.
HVAC contractors’ commercial auto insurance will have no limits on the number of vehicles or drivers that need to be covered.
HVAC contractor’s tool and equipment coverage will reimburse you and your business for a covered peril if your tools or equipment are damaged or stolen at the job site or while in storage.