From irrigation installations to hauling loads of mulch, landscape contractors know that every job has its dirty work—and its risks. A single accident can uproot your business faster than a runaway backhoe. That’s why Fairbanks Insurance Brokers helps California landscaping pros get the Liability Coverage they need, without overpaying.

Who Needs This Coverage?

Landscape contractors design, install, and maintain outdoor spaces. From residential lawns to commercial properties, you deal with heavy equipment, sharp tools, and sometimes unpredictable terrain. Even the most careful landscape contractor can run into unexpected claims, making liability insurance an essential tool in your business kit.

What Does Landscape Contractor Liability Insurance Cover?

🏚 Property Damage

Covers accidental damage to a client’s home or property.

Example: A riding mower takes out a sprinkler system—your policy helps with the repair bill.

🤕 Bodily Injury

Pays for injuries to third parties during your work.

Example: A pedestrian trips over a hose you left on the sidewalk—insurance covers their medical care.

⚖️ Legal Fees and Settlements

Helps with costs if you’re sued for damage or injury.

Example: A customer claims their flower beds were ruined by your chemicals—this keeps you from footing the entire legal bill.

📣 Advertising Injury

Covers defamation or copyright claims.

Example: A competitor says your website stole their tagline—this policy steps in to protect you.

🛠 Products-Completed Operations

Provides coverage even after the job’s wrapped.

Example: A retaining wall you built shifts weeks later—this helps cover damage control.

Call (866) 805-3800 for a Low-Cost Landscaping Insurance Quote in CA

Areas in California We Serve

Fairbanks Insurance Brokers proudly supports contractors across California. From the coastal communities of Santa Barbara to the high desert jobs in Victorville and everywhere in between. Wherever your landscaping work takes you to in the Golden State, we’re here to help you grow with affordable, reliable insurance.

3 Easy Ways to Get a Quote

Getting insured is faster, cheaper, and easier than ever before. Choose what works for you:

1. 📞 Call Us – Speak with a real person who understands contractor life.
2. 💻 Online Form – Quick, easy, and mobile-friendly.
3. 💬 Chat with Us – Use our live chat for quick, personalized assistance.

Let’s Coverage Started Today!

At Fairbanks Insurance Brokers, we’re here to help you grow a business as resilient and well-rooted as the landscapes you create—starting with dependable, budget-friendly general liability coverage. We’re the quiet partner in your corner, handling the risks so you can focus on transforming lawns and lots into works of art. While you sculpt the earth, we sculpt your safety net. Because protecting your craft is our craft.

Fairbanks Insurance Brokers — The Nation’s Ultimate Source for Discount Contractors Insurance!