What is Lathing and Plastering General Liability?

General liability insurance for lathing and plastering contractors is the go-to coverage solution for company owners when they encounter issues at the premises or a job site. It ensures critical financial protection against business claims.

Why do I need it?

Business Protection – The core purpose of lathing contractor general liability coverage is to safeguard business owners against lawsuits that arise from the following:

• Liability Arising from Operations
• Liability Assumed Under a Contract
• Liability Arising from Products
• Liability Arising from Employees

Company Compliance – Various job owners and state licensing boards mandate commercial liability insurance for lath and plaster contractors prior to commencing operations.

Marketing Benefits – Presenting business liability insurance for a lathing contractor reassures potential clients that you place a high value on responsibility in your business operations and guarantee protection for both parties. This type of construction insurance serves as a safeguard for your business, enhances your professional reputation, and maximizes your opportunities to secure bids.

Property Landlords – Proof of sufficient lath and plaster business liability insurance is a standard requirement in order to secure a lease from many commercial leasing companies.

What does it Cover?

Liability insurance for lathing and plastering companies provides financial protection by covering legal defense costs and damages up to policy limits when facing lawsuits from third parties alleging injury or damage caused by your business.

It shields companies from unexpected expenses that may arise from common incidents, including:

• Bodily Injury: Claims involving bodily injury suffered by a third party.
• Property Damage: Claims involving the destruction or loss of property of a third party.
• Products & Completed Operations: Claims arising from products or services performed by your business offsite.
• Personal & Advertising Injury: Claims related to the infringement of intellectual rights or reputation of a third party.
• Medical Payments: Claims associated with medical payments for injuries sustained by a third party on your premises or as a result of your operations.

What is a Certificate of Insurance?

Before establishing a business relationship, various clients, contractors, or other parties require a certificate of insurance as an official representation evidencing lathing contractors’ general liability coverage and the designated coverage limits.

What is an Additional Insured?

In standard lath and plaster general liability policies, an additional insured (AI) is an individual or entity, apart from the policyholder, that receives coverage under the policy. This endorsement is highly sought after and commonly requested.

How much is it?

When seeking a general liability quote for lathing and plastering businesses, the pricing is impacted by several factors, including the nature of work performed, claims history, location, and prior coverage.

Our team of experts will collaborate with reputable insurance markets to find the most suitable coverage options that align with your business needs and financial constraints.

What are my Payment Options?

Our specialty programs provide a range of payment options for lathing contractor liability insurance policies, allowing you to select the one that suits your preferences.

Full Payment Option – Pay the premium with one payment.
Direct Bill Option – Pay the monthly premium to the carrier directly.
Financing Option – Pay the monthly premium through a finance company.

Why Run with Fairbanks Insurance?

Our area of expertise lies in construction insurance, allowing us access to the country’s top providers to secure the most affordable rates on lathing contractor general liability insurance, ensuring it fits your specific needs and budget.