What is Lawn Care General Liability?

Lawn care general liability insurance, also known as landscaping contractors’ liability coverage, serves as the go-to policy for lawn and gardening specialists in the event of mishaps at the premises or a job site. This type of construction insurance offers financial protection against typical business claims that may arise.

Why do I need it?

Business Protection – The primary purpose of lawn and garden maintenance insurance is to shield companies from lawsuits that may arise due to the following:

• Business Liability
• Liability Assumed Under a Contract
• Product Liability
• Employee Liability

Company Compliance – Business owners must typically present a valid certificate of general liability insurance for lawn maintenance, as stipulated by most state licensing boards and project owners.

Marketing Benefits – Presenting commercial liability insurance for lawn care is a powerful tool for business owners to exhibit their focus on operational and product accountability, giving them a competitive edge and significantly increasing their bid success rate.

Property Landlords – Sufficient lawn maintenance insurance is a prerequisite most commercial property companies impose to obtain a lease.

What does it Cover?

The significance of a lawn care business liability policy lies in its ability to provide financial protection against third-party claims.

This essential coverage helps minimize the impact of unforeseen expenses that may result from everyday incidents like:

• Bodily Injury
• Property Damage
• Products-Completed Operations
• Personal-Advertising Injury

What is a Certificate of Insurance?

A certificate of insurance validates a general liability policy for landscape contractors, its limits, and coverage.

What is an Additional Insured?

In contractors’ insurance, an additional insured refers to a person or entity, other than the policyholder, provided with coverage under a policy. It is a frequently sought endorsement in liability insurance for lawn care and maintenance businesses.

How much is it?

The cost of general liability insurance for lawn care is impacted by several factors, including the type of work performed, claims history, location, and previous coverage.

Our specialists will work with highly-rated landscaping insurance providers to find the most suitable coverage options that align with your business needs and budget.

What are my Payment Options?

Our specialty programs offer various payment options to purchase your lawn care general liability policy.

Full Payment Option – Pay the premium with one payment.
Direct Bill Option – Pay the monthly premium to the carrier directly.
Financing Option – Pay the monthly premium through a finance company.

Why Choose Fairbanks Insurance Over the Competition?

Focused entirely on the construction industry, we bring specialized expertise to prospective clients seeking business liability insurance for lawn care services.

Our collaborations with the nation’s premier providers provide us with exceptional access to fiercely competitive markets, resulting in the most cost-effective rates for residential and commercial landscaping risks.