What is Masonry Contractors’ General Liability?

General liability insurance for masonry contractors offers essential protection to company owners in case of incidents or accidents at their premises or job sites. This coverage ensures critical financial security and peace of mind by safeguarding against potential business claims.

Why do I need it?

Business Protection – Masonry contractor general liability coverage serves as a fundamental protection mechanism for business owners, shielding them from lawsuits stemming from the following:

• Liability Stemming from Operations
• Liability Assumed Under a Contract
• Liability Stemming from Products
• Liability Stemming from Employees

Company Compliance – Business liability insurance for masonry contractors is often mandated by various job owners and state licensing departments before they can start operations.

Marketing Benefits – Presenting contractor liability coverage for masonry businesses signifies your dedication to responsible conduct and guarantees security for both parties, giving prospective clients peace of mind. This type of construction insurance acts as a safety net, elevating your professional reputation and optimizing bid acquisition.

Property Landlords – Securing a lease from commercial leasing companies often necessitates providing evidence of sufficient business liability insurance for masons.

What does it Cover?

Commercial liability insurance for masonry companies offers financial protection by covering legal defense costs and damages up to policy limits in lawsuits filed by third parties alleging injury or damage caused by your business.

It serves as a shield against unexpected expenses that may result from typical incidents, such as:

• Bodily Injury Claims
• Property Damage Claims
• Products & Completed Operations Claims
• Personal & Advertising Injury Claims

What is a Certificate of Insurance?

When initiating a business relationship, various clients, contractors, and other parties commonly ask for a certificate of insurance as proof of masonry contractors’ business liability coverage and the prescribed coverage limits.

What is an Additional Insured?

In standard masonry general liability policies, an additional insured (AI) is an individual or entity, apart from the policyholder, that receives coverage under the policy. This endorsement is widely sought after and commonly requested.

How much is it?

When inquiring about a liability insurance quote for masonry contractors, the cost is determined by multiple factors, including the nature of the work performed, claims history, location, and prior coverage.

Our team of professionals will join forces with reputable insurance providers to carefully evaluate your business requirements and financial goals, enabling us to find the coverage options that best suit your needs.

What are my Payment Options?

Within our specialty programs, we provide various payment options to purchase your masons’ liability insurance policy, empowering you to select the one that aligns with your preferences.

Full Payment Option – Pay the premium with one payment.
Direct Bill Option – Pay the monthly premium to the carrier directly.
Financing Option – Pay the monthly premium through a finance company.

Why Choose Fairbanks Insurance?

Our expertise lies in construction insurance, giving us the advantage of partnering with the top providers nationwide to secure the most affordable rates on general liability insurance for masonry contractors. Our goal is to tailor coverage to your exact needs and budget.