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Painting Contractor General Liability MascotGet A QuoteSpread too thin? Stop overpaying for painters’ coverage today!
A quick call or online quote can save you up to 65% or more
with the nation's premier business liability programs –





General Liability


Spread too thin? Stop overpaying for painters’ coverage today!
A quick call or online quote can save you up to 65% or more with the nation’s premier business liability programs –

Coverage For Your Business

As the industry leader in Painting Contractors' Liability Insurance, our programs combine the highest-rated coverage with automatic discounts, to maximize your savings –

What is Painting Contractors’ General Liability?

General liability insurance for painters provides crucial protection for business owners in the event of incidents or accidents occurring at their premises or job sites. This coverage provides financial security and peace of mind by defending against potential claims against the business.

Why do I need it?

Business Protection – Painting contractors’ general liability coverage serves as a fundamental protective measure for business owners, shielding them from lawsuits that can arise from the following:

  • Liability from Business Operations
  • Liability from Business Contracts
  • Liability from Business Products
  • Liability from Business Employees

Company Compliance – Various project owners and state licensing bureaus commonly require business liability insurance for painting contractors before they can initiate their operations.

Marketing Benefits – By offering contractor liability coverage for painting businesses, you demonstrate a commitment to responsible practices and ensure security for all parties involved, providing prospective clients with peace of mind. This form of construction insurance acts as a safety net, enhancing your professional reputation and maximizing your chances of winning bids.

Property Landlords – When securing a lease from a commercial management company, it is often necessary to provide evidence of sufficient business liability insurance for painters.

What does it Cover?

Commercial liability coverage for painting companies ensures financial security by covering legal defense costs and damages, up to policy limits, in lawsuits initiated by third parties claiming injury or damage caused by the business.

This coverage acts as a protective shield against unexpected expenses resulting from commonplace incidents, including:

  • Bodily Injury
  • Property Damage
  • Products & Completed Operations
  • Personal & Advertising Injury
What is a Certificate of Insurance?

When entering into a business relationship, it is widely expected that clients, contractors, and other parties will ask for a COI (certificate of insurance) as evidence of painters’ general liability coverage and the prescribed coverage limits.

What is an Additional Insured?

Within a standard painting contractor business liability policy, an additional insured refers to an individual or entity other than the policyholder who is provided coverage under the policy. This endorsement is widely sought after and often requested.

How much is it?

When inquiring about a liability insurance quote for painters, the cost is calculated based on several factors, including the nature of the work carried out, claims history, location, and previous coverage.

Our specialists will work with the top wholesalers to thoroughly evaluate your business requirements and financial goals, allowing us to identify the coverage options most suitable for your unique needs.

What are my Payment Options?

In our specialty programs, we give you the flexibility to choose from multiple payment options when purchasing your painting contractors’ liability insurance policy, allowing you to select the one that aligns with your preferences.

Full Payment Option – Pay the premium with one payment.
Direct Bill Option – Pay the monthly premium to the carrier directly.
Financing Option – Pay the monthly premium through a finance company.

What sets Fairbanks Insurance apart from the Others?

Contractors’ business insurance is our specialty, giving us a distinct advantage in partnering with leading providers nationwide to secure the most affordable rates on general liability insurance for painters. Our primary aim is to personalize coverage to match your exact needs and budget.


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    General Liability

    Appliance installation contractors’ general liability will be the foundation of protection for your business.

    This vital coverage safeguards your business against bodily injury, property damage, and products/completed operations complaints, offering defense costs for third-party lawsuits.

    Workers' Comp

    Most states mandate that appliance installation businesses provide their employees with appliance installers’ workers’ compensation insurance before initiating operations.

    An appliance installation contractors’ workers’ compensation policy will provide financial benefits for medical expenses and lost wages.

    Surety Bonds

    Appliance installation contractors’ surety bonds are a consumer protection product that financially guarantees a project will complete according to the agreed-upon terms of a bid.

    Various job owners or state regulators may require an appliance installation contractors’ surety bond before being allowed to bid on a project.

    Commercial Auto

    Typically, appliance installers will have light and heavy work trucks requiring an appliance installation contractor commercial auto policy to ensure their vehicles can be repaired or replaced in case of an accident, vandalism, or theft.

    An appliance installers’ business auto policy — also known as appliance installation contractors’ commercial auto insurance, provides essential coverage for the following:

    • Combined Single Limits (CSL)
    • Bodily Injury & Property Damage
    • Comprehensive & Collision Damage
    • Uninsured & Underinsured Motorist
    • Hired & Non-Owned Vehicles
    • Medical Payments
    • And Much More

    Inland Marine

    An appliance installation contractor inland marine policy will reimburse expenses to repair or replace tools and equipment.

    Appliance installation contractors’ tool and equipment insurance provides a broad range of coverage for such common perils:

    • Fire Damage
    • Wind Damage
    • Hail Damage
    • Water Damage