What is Paving Contractors’ General Liability?

Paving contractors’ general liability insurance, commonly known as commercial liability insurance for asphalt contractors, offers financial protection against prevalent business claims. This policy is the trusted coverage that paving, and asphalt contractors turn to in case of mishaps at job sites or premises.

Why do I need it?

Business Protection – Paving contractor general liability coverage serves as a crucial frontline defense for business owners, protecting them from lawsuits that may arise due to the following:

• Business Liability
• Contractual Liability
• Product Liability
• Employee Liability

Company Compliance – Prior to commencing work, job owners and state licensing boards typically require documentation showing proof of commercial liability insurance for paving contractors.

Marketing Benefits – Offering liability coverage for asphalt contractors exemplifies your dedication to responsible practices and provides security for all stakeholders, instilling confidence in potential clients. This type of construction business insurance acts as a safety net, fortifying your professional reputation and optimizing your chances of winning bids.

Property Landlords – When seeking a lease from a property management company, it is often necessary to furnish documentation that demonstrates sufficient business liability insurance for paving companies.

What does it Cover?

Contractor liability insurance for paving businesses provides financial security by covering legal defense expenses and damages, up to the policy limits, in the event of lawsuits filed by third parties alleging injury or damage caused by the business. This coverage acts as a protective shield, guarding against unexpected expenses arising from common incidents, including:

• Bodily Injury
• Property Damage
• Products-Completed Operations
• Personal-Advertising Injury

What is a Certificate of Insurance?

Documents known as certificates of insurance act as official proof, verifying the existence, limits, and specific provisions of a general liability policy for an asphalt contractor.

What is an Additional Insured?

An additional insured refers to an individual or entity, apart from the policyholder, who receives coverage. This endorsement is commonly requested in a standard asphalt contractors’ liability policy.

How much is it?

When requesting a paving contractors’ general liability quote, the cost calculation takes into consideration several elements, including the nature of the work conducted, claims history, location, and prior coverage details.

Our team of experts will work closely with top program managers to conduct a comprehensive assessment of your business needs and financial goals. This meticulous evaluation allows us to pinpoint the coverage options that perfectly match your requirements.

What are my Payment Options?

Our specialty programs recognize the significance of flexibility, which is why we provide a range of payment options for purchasing your general liability policy for asphalt contractors. You have the freedom to select the payment method that perfectly suits your preferences and needs.

Full Payment Option – Pay the premium with one payment.
Direct Bill Option – Pay the monthly premium to the carrier directly.
Financing Option – Pay the monthly premium through a finance company.

What Sets Us Apart from the Competition?

We excel in contractors’ insurance, giving us a significant advantage in working with leading providers throughout the country to offer affordable general liability options for paving contractors. Our main priority is to customize coverage that precisely meets your needs and financial circumstances.