What is Plumbing Contractors’ General Liability?

Plumbing contractors’ general liability insurance provides financial protection against common business claims. This policy is the go-to coverage choice that business owners rely on in the event of accidents or incidents at job sites or premises.

Why do I need it?

Business Protection – As a critical frontline defense, plumbers’ general liability coverage protects business owners from lawsuits that may arise from the following:

• Business Liability
• Liability Assumed Under a Contract
• Product Liability
• Employee Liability

Company Compliance – Project owners and state licensing boards typically require documentation showing evidence of liability insurance for plumbing contractors before work can begin.

Marketing Benefits – By providing contractor liability coverage for plumbers, you demonstrate your commitment to responsible practices and ensure security for all stakeholders, which instills confidence in potential clients. This form of construction business insurance serves as a safety net, strengthening your professional reputation and enhancing your chances of securing bids.

Property Landlords – Property management companies often require applicants to submit documentation proving adequate business liability insurance for plumbing companies when signing a lease.

What does it Cover?

Plumbing business insurance covers legal defense expenses and damages up to the policy limits when confronted with lawsuits filed by third parties claiming injury or property damage caused by the business.

This coverage acts as a protective shield, guarding against unexpected costs arising from typical incidents, including:

• Bodily Injury
• Property Damage
• Products-Completed Operations
• Personal-Advertising Injury

What is a Certificate of Insurance?

A certificate of insurance (COI) is an official document that verifies the existence, coverages, and limits of a commercial liability policy for plumbers.

What is an Additional Insured?

An additional insured refers to a person or organization, other than the policyholder, who receives coverage under a standard plumbers’ general liability policy. This endorsement is frequently requested to ensure comprehensive protection.

How much is it?

When obtaining a quote for plumbing contractors’ general liability insurance, the cost calculation involves considering several elements, including the nature of the work conducted, claims history, location, and prior coverage details.

Working closely with our program underwriters, our expert team will analyze your business needs and financial goals. This meticulous evaluation allows us to pinpoint the optimal coverage options that best align with your specific requirements.

What are my Payment Options?

With our specialty programs, we acknowledge the significance of flexibility, which is why we present various payment options for obtaining your business liability insurance for plumbers. You can choose the payment method that perfectly suits your preferences and needs.

Full Payment Option – Pay the premium with one payment.
Direct Bill Option – Pay the monthly premium to the carrier directly.
Financing Option – Pay the monthly premium through a finance company.

What Sets Fairbanks Apart from Other Firms?

We specialize in contractors’ insurance, which gives us a significant advantage in offering cost-effective general liability insurance for plumbers. Our top priority is to customize coverage that precisely caters to your needs and financial circumstances.